Whalesbook
நவம்பர் 21 அன்று இந்திய பங்குச் சந்தைகள் இரண்டு நாட்கள் தொடர்ச்சியான ஏற்றத்திற்குப் பிறகு வீழ்ச்சியடைந்தன. உலகளாவிய சந்தை குறிப்புகள் (global cues) பலவீனமாகவும், பெரும்பாலான துறைகளில் விற்பனை நடந்ததாலும் சென்செக்ஸ் 400 புள்ளிகள் சரிந்தது, நிஃப்டி 26,100-க்கு கீழே சென்றது. கேப்பிடல் குட்ஸ், ரியால்டி, PSU வங்கி மற்றும் மெட்டல் துறைகளில் குறிப்பிடத்தக்க சரிவுகள் ஏற்பட்டதால், பரந்த குறியீடுகளும் (broader indices) சரிவை சந்தித்தன. ஹிண்டால்கோ இண்டஸ்ட்ரீஸ் ஆலையில் தீ விபத்து ஏற்பட்டதால் சரிவை சந்தித்த முக்கிய பங்குகளுள் ஒன்றாக இருந்தது, அதேசமயம் கேப்பிலரி டெக்னாலஜீஸ் பலவீனமான தொடக்கத்தை அளித்தது.
Kotak Mahindra Bank is a diversified financial services group providing a wide range of banking and financial services including Retail Banking, Treasury and Corporate Banking, Investment Banking, Stock Broking, Vehicle Finance, Advisory services, Asset Management, Life Insurance and General Insurance.[1]
Market ShareThe company ranks4thin both deposit and gross advances market share. Its securities broking business held an11.8% market sharein FY24, while the asset management business had a6.5% market share.[1]
| S.No. | Name | Current Price (Rs.) | Price to Earning | Market Capitalization (Rs.Cr.) | Dividend yield (%) | Net Profit latest quarter (Rs.Cr.) | YOY Quarterly profit growth (%) | Sales latest quarter (Rs.Cr.) | YOY Quarterly sales growth (%) | Return on capital employed (%) | Sales (Rs.Cr.) | OPM (%) | Profit after tax (Rs.Cr.) | Profit after tax latest quarter (Rs.Cr.) | Price to book value | Return on assets (%) | Debt to equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | HDFC Bank | 998.05 | 21.21 | 1535054.85 | 1.10 | 20363.77 | 10.01 | 86993.84 | 4.81 | 7.51 | 346185.22 | 42.61 | 72360.07 | 19610.67 | 2.84 | 1.74 | 6.30 |
| 2. | ICICI Bank | 1369.50 | 18.37 | 978982.69 | 0.80 | 14318.15 | 3.16 | 48180.91 | 4.00 | 7.87 | 192684.91 | 28.30 | 53300.25 | 13357.06 | 2.94 | 2.18 | 5.58 |
| 3. | Kotak Mah. Bank | 2087.80 | 31.03 | 415528.64 | 0.12 | 3253.33 | -2.70 | 13649.41 | 3.28 | 7.45 | 54443.30 | 57.94 | 13391.55 | 3253.33 | 3.32 | 2.54 | 4.42 |
| 4. | Axis Bank | 1275.80 | 15.24 | 395952.07 | 0.08 | 5566.56 | -25.31 | 32309.77 | 2.24 | 7.11 | 129272.60 | 59.67 | 25988.99 | 5527.85 | 2.00 | 1.78 | 7.28 |
| 5. | IDBI Bank | 100.24 | 11.60 | 107729.68 | 2.09 | 3240.77 | 73.56 | 7109.01 | -4.51 | 6.78 | 28937.85 | 70.49 | 9284.32 | 3229.58 | 1.58 | 1.97 | 4.81 |
| 6. | Yes Bank | 22.43 | 24.80 | 70343.91 | 0.00 | 664.31 | 17.25 | 7388.75 | -4.50 | 6.36 | 30449.57 | 59.65 | 2836.87 | 664.31 | 1.43 | 0.59 | 7.29 |
| 7. | IDFC First Bank | 78.33 | 46.85 | 67318.21 | 0.32 | 347.80 | 64.10 | 9936.93 | 10.94 | 6.22 | 38335.01 | 32.47 | 1437.04 | 347.80 | 1.24 | 0.46 | 6.85 |
| – | Median: 20 Co. | 246.06 | 15.24 | 23965.51 | 0.74 | 349.59 | 3.95 | 4430.65 | 3.64 | 6.95 | 17851.24 | 59.66 | 1397.21 | 349.59 | 1.33 | 1.35 | 7.29 |
Standalone figures in ₹ crores
| Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | – | – | – | – | – | – | – | – | – | – | – | – | – |
Expenses | 3,501 | 3,900 | 3,789 | 4,332 | 4,368 | 4,863 | 4,690 | 5,096 | 5,265 | 5,432 | 5,903 | 5,983 | 5,579 |
Operating Profit | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Income | 1,832 | 1,948 | 2,186 | 2,683 | 2,315 | 2,297 | 2,978 | 6,449 | 2,684 | 2,623 | 3,182 | 3,080 | 2,589 |
Profit before tax | 3,431 | 3,701 | 4,500 | 4,585 | 4,244 | 3,987 | 5,198 | 8,196 | 4,439 | 4,387 | 4,563 | 4,356 | 4,321 |
Tax % | 25% | 25% | 22% | 25% | 25% | 25% | 20% | 24% | 25% | 25% | 22% | 25% | 25% |
Net Profit | 2,581 | 2,792 | 3,496 | 3,452 | 3,191 | 3,005 | 4,133 | 6,250 | 3,344 | 3,305 | 3,552 | 3,282 | 3,253 |
EPS in Rs | 13.00 | 14.06 | 17.60 | 17.37 | 16.06 | 15.12 | 20.79 | 31.44 | 16.82 | 16.62 | 17.86 | 16.50 | 16.36 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | – | – | – | – | – | – | – | – | – | – | – | – | – |
Expenses | 2,682 | 3,226 | 6,102 | 6,165 | 7,063 | 8,110 | 10,695 | 10,676 | 11,062 | 13,782 | 18,198 | 20,990 | 22,898 |
Operating Profit | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Income | 1,400 | 2,028 | 2,612 | 3,477 | 4,052 | 4,657 | 5,372 | 5,007 | 5,986 | 7,083 | 10,833 | 14,961 | 11,474 |
Interest | 5,047 | 5,496 | 9,484 | 9,573 | 10,217 | 12,684 | 13,430 | 11,501 | 10,221 | 12,699 | 19,806 | 24,578 | 25,393 |
Depreciation | 165 | 193 | 287 | 291 | 303 | 367 | 372 | 367 | 381 | 462 | 615 | 729 | 0 |
Profit before tax | 2,272 | 2,833 | 3,124 | 5,148 | 6,218 | 7,386 | 7,805 | 9,303 | 11,361 | 14,391 | 18,014 | 21,584 | 17,626 |
Net Profit | 1,503 | 1,866 | 2,090 | 3,412 | 4,084 | 4,865 | 5,947 | 6,965 | 8,573 | 10,939 | 13,782 | 16,450 | 13,392 |
EPS in Rs | 9.75 | 12.08 | 11.39 | 18.53 | 21.43 | 25.49 | 31.09 | 35.14 | 43.19 | 55.07 | 69.33 | 82.74 | 67.34 |
Dividend Payout % | 4% | 4% | 4% | 3% | 3% | 3% | 0% | 3% | 3% | 3% | 3% | 3% | – |
Standalone figures in ₹ crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 385 | 386 | 917 | 920 | 953 | 954 | 957 | 991 | 992 | 993 | 994 | 994 | 994 |
Reserves | 11,898 | 13,758 | 23,045 | 26,697 | 36,531 | 41,446 | 47,562 | 62,238 | 70,995 | 82,027 | 95,725 | 116,246 | 124,163 |
Borrowings | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Liabilities | 3,334 | 4,858 | 8,679 | 8,451 | 9,652 | 11,143 | 10,420 | 15,990 | 19,289 | 19,830 | 26,316 | 28,997 | 29,122 |
Total Liabilities | 87,585 | 106,012 | 192,260 | 214,590 | 264,933 | 312,172 | 360,252 | 383,470 | 429,428 | 489,862 | 600,357 | 693,735 | 706,967 |
Fixed Assets | 1,107 | 1,207 | 1,552 | 1,538 | 1,527 | 1,652 | 1,623 | 1,535 | 1,644 | 1,920 | 2,155 | 2,359 | 2,432 |
Gross Block | 1,877.51 | 2,145.81 | 3,455.85 | 3,692.74 | 3,728.04 | 3,636.53 | 3,676.29 | 3,786.12 | 4,087.46 | 4,466.74 | 5,100.24 | 5,963.75 | – |
Accumulated Depreciation | 770.57 | 939.11 | 1,904.26 | 2,155.11 | 2,200.88 | 1,984.98 | 2,053.16 | 2,250.85 | 2,443.75 | 2,546.41 | 2,944.94 | 3,604.89 | – |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 25,485 | 28,659 | 51,260 | 45,074 | 64,562 | 71,189 | 75,052 | 105,099 | 100,580 | 121,404 | 155,404 | 181,907 | 172,994 |
Other Assets | 60,994 | 76,146 | 139,448 | 167,978 | 198,844 | 239,331 | 283,577 | 276,836 | 327,204 | 366,538 | 442,798 | 509,468 | 531,541 |
Total Assets | 87,585 | 106,012 | 192,260 | 214,590 | 264,933 | 312,172 | 360,252 | 383,470 | 429,428 | 489,862 | 600,357 | 693,735 | 706,967 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operating Activity | 9,002 | 4,463 | 6,134 | 14,412 | -10,275 | -3,388 | 30,159 | -5,298 | 2,161 | -8,369 | 13,901 | 12,806 |
Cash from Investing Activity | -549 | -3,454 | -52 | -2,976 | -2,514 | 810 | -7,426 | -1,782 | -1,320 | 529 | 2,031 | -19,538 |
Cash from Financing Activity | -6,162 | -727 | -1,464 | 257 | 9,837 | 7,633 | 5,883 | -6,586 | 2,456 | -2,542 | 4,314 | 19,723 |
Net Cash Flow | 2,291 | 282 | 4,617 | 11,692 | -2,952 | 5,055 | 28,617 | -13,666 | 3,297 | -10,382 | 20,246 | 12,991 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | – | – | – | – | – | – | – | – | – | – | – | – |
Inventory Days | – | – | – | – | – | – | – | – | – | – | – | – |
Days Payable | – | – | – | – | – | – | – | – | – | – | – | – |
Cash Conversion Cycle | – | – | – | – | – | – | – | – | – | – | – | – |
Working Capital Days | – | – | – | – | – | – | – | – | – | – | – | – |
ROCE % | – | – | – | – | – | – | – | – | – | – | – | – |
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