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    <news:title>RBI ਦਾ ਵੱਡਾ ਫੁਰਮਾਨ: HDFC Bank ਨੂੰ ਅਪਗ੍ਰੇਡ ਕਰਨੇ ਪੈਣਗੇ ਸਿਸਟਮ, ਆਉਣ ਵਾਲੇ ਪੈਸੇ ਕ੍ਰੈਡਿਟ ਹੋਣਗੇ ਇਸ ਦਿਨ!</news:title>
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  <lastmod>2026-04-09T17:37:13.514Z</lastmod>
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    <news:title>ਭਾਰਤੀ ਬੇਵਰੇਜ ਕੰਪਨੀਆਂ ਦੀ ਵੱਡੀ ਚਿੰਤਾ: ਪੈਕੇਜਿੰਗ ਖਰਚੇ ਵਧੇ, ਸਰਕਾਰ ਤੋਂ ਮੰਗੀ ਡਿਊਟੀ &apos;ਚ ਛੋਟ</news:title>
    <news:keywords>India alcohol market, import duty India, glass bottle shortage, aluminum can shortage, Pernod Ricard, Anheuser-Busch InBev, Heineken, Carlsberg, Iran war impact, supply chain disruption</news:keywords>
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  <loc>https://www.whalesbook.com/news/Punjabi/auto/UK-Funds-Tatas-Agratas-for-Largest-EV-Battery-Gigafactory/69d7e2d6e0ea10058db48619</loc>
  <lastmod>2026-04-09T17:33:10.678Z</lastmod>
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    <news:title>Tata Agratas: UK ਵਿੱਚ ਬਣੇਗੀ ਦੇਸ਼ ਦੀ ਸਭ ਤੋਂ ਵੱਡੀ EV ਬੈਟਰੀ ਗੀਗਾਫੈਕਟਰੀ, £380 ਮਿਲੀਅਨ ਦੀ ਸਰਕਾਰੀ ਫੰਡਿੰਗ ਮਿਲੀ!</news:title>
    <news:keywords>Tata Agratas, UK EV Battery Funding, Somerset Gigafactory, Electric Vehicle Batteries, Tata Group Investment, Jaguar Land Rover, Advanced Propulsion Centre, Zero-emission Vehicles, UK Automotive Sector, EV Supply Chain</news:keywords>
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  <loc>https://www.whalesbook.com/news/Punjabi/tech/Infosys-Wipro-ADRs-Dip-as-TCS-Results-Spark-Demand-Concerns/69d7de9fe0ea10058db434d3</loc>
  <lastmod>2026-04-09T17:15:11.174Z</lastmod>
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    <news:title>Infosys, Wipro ADRs &apos;ਚ ਗਿਰਾਵਟ: TCS ਦੇ ਨਤੀਜਿਆਂ ਨੇ IT ਸੈਕਟਰ &apos;ਚ ਦਿਖਾਈ ਮੰਦੀ ਦੀ ਚਿੰਤਾ!</news:title>
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  <loc>https://www.whalesbook.com/news/Punjabi/personal-finance/Indian-SIP-Investors-Face-Steep-Bank-Penalties-on-Failed-Payments/69d7dbf9e0ea10058db3d8ab</loc>
  <lastmod>2026-04-09T17:03:53.456Z</lastmod>
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    <news:title>SIP ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਲੱਗ ਰਿਹਾ ਮੋਟਾ ਜੁਰਮਾਨਾ! Failed Payments &apos;ਤੇ ਬੈਂਕਾਂ ਵੱਲੋਂ ਵੱਡੀ ਲੁੱਟ</news:title>
    <news:keywords>SIP, Mutual Funds, SIP Instalment Failure, NACH Mandate, NPCI, Bank Charges, Investment Penalties, Financial Planning, Wealth Creation, Investor Costs, Indian Investors, Personal Finance India</news:keywords>
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  <lastmod>2026-04-09T16:27:07.874Z</lastmod>
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    <news:title>TDB Financial Overhaul: ਕੇਰਲ ਹਾਈ ਕੋਰਟ ਦਾ ਵੱਡਾ ਫੈਸਲਾ! ਵਿੱਤੀ ਪ੍ਰਬੰਧਨ ਵਿੱਚ ਲਿਆਂਦਾ ਜਾਵੇਗਾ ਕ੍ਰਾਂਤੀਕਾਰੀ ਬਦਲਾਅ</news:title>
    <news:keywords>Kerala High Court, Travancore Devaswom Board, Devaswom finances, financial management, audit report, digital system, transparency, accountability, Sabarimala, Global Ayyappa Sangamam, financial governance, statutory compliance</news:keywords>
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  <loc>https://www.whalesbook.com/news/Punjabi/healthcarebiotech/GDN-Ventures-Buys-Gaudium-IVF-Stake-Shares-Surge-1256percent/69d7d35b71b7f9c8c0a0fd0d</loc>
  <lastmod>2026-04-09T16:27:07.758Z</lastmod>
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    <news:publication_date>2026-04-09T16:27:07.758Z</news:publication_date>
    <news:title>Gaudium IVF Share Price: GDN Ventures ਨੇ ਖਰੀਦੀ ਵੱਡੀ ਹਿੱਸੇਦਾਰੀ, ਸ਼ੇਅਰਾਂ &apos;ਚ **12.56%** ਦਾ ਜ਼ਬਰਦਸਤ ਉਛਾਲ!</news:title>
    <news:keywords>Gaudium IVF, GDN Ventures, Bulk Deal, Indian Stock Market, Fertility Sector, Stock Price, Share Acquisition, Market Activity, Investment News, GIAWHL, Sai Parenterals, Arihant Capital</news:keywords>
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<url>
  <loc>https://www.whalesbook.com/news/Punjabi/transportation/Karnataka-Railways-Receive-Record-Funding-for-Station-Safety-Upgrades/69d7d32e71b7f9c8c0a0fcaf</loc>
  <lastmod>2026-04-09T16:26:22.406Z</lastmod>
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    <news:publication_date>2026-04-09T16:26:22.406Z</news:publication_date>
    <news:title>Karnataka Railways: ਰਿਕਾਰਡ ਫੰਡਿੰਗ ਨਾਲ ਮਿਲੇਗੀ ਨਵੀਂ ਰਫਤਾਰ, 61 ਸਟੇਸ਼ਨਾਂ ਦਾ ਹੋਵੇਗਾ ਨਵੀਨੀਕਰਨ</news:title>
    <news:keywords>Karnataka Railways, Record Budget Allocation, Amrit Bharat Station Scheme, Railway Station Redevelopment, V Somanna, Indian Railways, Kavach System, Electrification Projects, Southwestern Railway, Infrastructure Investment, Bengaluru Railway, Mysuru Railway Division, Road Over Bridge (ROB), Road Under Bridge (RUB)</news:keywords>
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  <loc>https://www.whalesbook.com/news/Punjabi/real-estate/HoABLs-1percent-Plan-Easing-Home-Costs-Shifting-Developer-Risk/69d7d1f571b7f9c8c0a0c2e1</loc>
  <lastmod>2026-04-09T16:21:09.877Z</lastmod>
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    <news:publication_date>2026-04-09T16:21:09.877Z</news:publication_date>
    <news:title>HoABL ਦਾ &apos;1% ਪਲਾਨ&apos;: ਘਰ ਖਰੀਦਣਾ ਹੋਇਆ ਬੇਹੱਦ ਸੌਖਾ, ਪਹਿਲੀ ਵਾਰ ਖਰੀਦਦਾਰਾਂ ਲਈ ਵੱਡੀ ਰਾਹਤ!</news:title>
    <news:keywords>HoABL, House of Abhinandan Lodha, Mumbai Real Estate, Real Estate Payment Plan, 1% Payment Plan, Homebuyer Affordability, Naigaon Project, Property Investment, Staggered Payments, Real Estate Demand, Housing Project, Amitabh Bachchan, Real Estate Developers</news:keywords>
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  <loc>https://www.whalesbook.com/news/Punjabi/aerospace-defense/Portal-Space-Systems-Fuels-Orbital-Mobility-with-dollar50M-Series-A/69d7d10571b7f9c8c0a0946f</loc>
  <lastmod>2026-04-09T16:17:09.830Z</lastmod>
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    <news:publication_date>2026-04-09T16:17:09.830Z</news:publication_date>
    <news:title>Portal Space Systems ਨੂੰ ਮਿਲੇ **$50 ਮਿਲੀਅਨ**! ਸਪੇਸ ਮੋਬਿਲਿਟੀ ਦਾ ਚਿਹਰਾ ਬਦਲਣ ਦੀ ਤਿਆਰੀ</news:title>
    <news:keywords>Portal Space Systems, Jeff Thornburg, SpaceX, Solar Thermal Propulsion, Spacecraft Engines, Orbital Mobility, Space Technology, Venture Capital, Series A Funding, Geodesic Capital, Mach33, Booz Allen Ventures, ARK Invest, Aerospace, Defense Tech</news:keywords>
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<url>
  <loc>https://www.whalesbook.com/news/Punjabi/bankingfinance/RBI-Adds-1-Hour-Delay-to-Payments-Over-indian-rupee10000-to-Stop-Fraud/69d7cf3771b7f9c8c0a08470</loc>
  <lastmod>2026-04-09T16:09:27.673Z</lastmod>
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    <news:publication_date>2026-04-09T16:09:27.673Z</news:publication_date>
    <news:title>RBI ਦਾ ਵੱਡਾ ਫੈਸਲਾ: **₹10,000** ਤੋਂ ਵੱਧ ਦੀਆਂ ਡਿਜੀਟਲ ਪੇਮੈਂਟਾਂ &apos;ਤੇ ਲੱਗੇਗੀ 1 ਘੰਟੇ ਦੀ ਦੇਰੀ, ਧੋਖਾਧੜੀ ਰੋਕਣ ਲਈ ਨਵੇਂ ਨਿਯਮ</news:title>
    <news:keywords>RBI, digital payments, payment fraud, transaction delay, payment security, customer safeguards, Reserve Bank of India, APP fraud, financial regulation, India banking</news:keywords>
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<url>
  <loc>https://www.whalesbook.com/news/Punjabi/world-affairs/US-India-Bolster-Tech-Partnership-Secure-Critical-Minerals/69d7ceb771b7f9c8c0a082fc</loc>
  <lastmod>2026-04-09T16:07:19.397Z</lastmod>
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      <news:language>pa</news:language>
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    <news:publication_date>2026-04-09T16:07:19.397Z</news:publication_date>
    <news:title>ਅਮਰੀਕਾ-ਭਾਰਤ ਸਾਂਝ: ਟੈਕਨਾਲੌਜੀ ਤੇ ਕ੍ਰਿਟੀਕਲ ਮਿਨਰਲਜ਼ ਵਿੱਚ ਮਜ਼ਬੂਤੀ, ਚੀਨ ਨੂੰ ਮਿਲੇਗਾ ਮੁਕਾਬਲਾ!</news:title>
    <news:keywords>India US trade, AI cooperation, critical minerals, energy security, defense ties, Vikram Misri, Vinay Kwatra, Piyush Goyal, AP Singh, US-India Trade Facilitation Portal, commercial diplomacy, supply chains</news:keywords>
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<url>
  <loc>https://www.whalesbook.com/news/Punjabi/bankingfinance/IDFC-First-Bank-Stock-Plunges-20percent-After-indian-rupee590-Crore-Fraud-Uncovered/69d7ce6471b7f9c8c0a08077</loc>
  <lastmod>2026-04-09T16:05:56.227Z</lastmod>
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    <news:publication_date>2026-04-09T16:05:56.227Z</news:publication_date>
    <news:title>IDFC First Bank Shares: ₹590 ਕਰੋੜ ਦੇ ਘੁਟਾਲੇ ਨੇ ਮਚਾਈ ਹਾਹਾਕਾਰ, ਸ਼ੇਅਰ **20%** ਡਿੱਗੇ!</news:title>
    <news:keywords>CBI, Haryana embezzlement, IDFC First Bank, ₹550 crore scam, Banking fraud, FIR, Shell companies, Real estate, Gold purchase, AU Small Finance Bank, Chandigarh, Public exchequer, Government funds, SV &amp; ACB</news:keywords>
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  <loc>https://www.whalesbook.com/news/Punjabi/tech/TCS-Raises-Salaries-After-Strong-Q4-But-Senior-Turnover-Raises-Red-Flags/69d7cbe971b7f9c8c09ff5b9</loc>
  <lastmod>2026-04-09T15:55:21.484Z</lastmod>
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    <news:publication_date>2026-04-09T15:55:21.484Z</news:publication_date>
    <news:title>TCS Q4 Results: ਤਨਖਾਹਾਂ ਵਧੀਆਂ, ਪ੍ਰੋਫਿਟ &apos;ਚ 29% ਦਾ ਉਛਾਲ! ਪਰ ਸੀਨੀਅਰ ਅਧਿਕਾਰੀਆਂ ਦੇ ਅਸਤੀਫੇ ਨੇ ਖੜ੍ਹੇ ਕੀਤੇ ਸਵਾਲ</news:title>
    <news:keywords>TCS, Tata Consultancy Services, Salary Hike, IT Sector, Q4 Results, Financial Year 2026, Dividend, Sudeep Kunnumal, Attrition Rate, Employee Headcount, AI Skills, NSE, Stock Performance</news:keywords>
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<url>
  <loc>https://www.whalesbook.com/news/Punjabi/bankingfinance/indian-rupee550-Cr-Haryana-Fraud-Probe-Hits-IDFC-First-AU-Small-Finance-Bank/69d7cbe071b7f9c8c09ff5a1</loc>
  <lastmod>2026-04-09T15:55:12.027Z</lastmod>
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    <news:publication_date>2026-04-09T15:55:12.027Z</news:publication_date>
    <news:title>IDFC First Bank, AU Small Finance Bank: ਹਰਿਆਣਾ &apos;ਚ **₹550 ਕਰੋੜ** ਦੇ ਫਰਾਡ ਦਾ ਵੱਡਾ ਖੁਲਾਸਾ, ਦੋ ਬੈਂਕਾਂ &apos;ਤੇ ਕਾਰਵਾਈ!</news:title>
    <news:keywords>CBI, Haryana Government, IDFC First Bank, Fund Embezzlement, Rs 550 Crore Scam, Shell Companies, Financial Fraud, Chandigarh, State Vigilance Bureau, AU Small Finance Bank, Public Exchequer</news:keywords>
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  <loc>https://www.whalesbook.com/news/Punjabi/energy/India-Pushes-E-Cooking-to-Cut-Energy-Imports-With-Cheap-Renewables/69d7c9cc71b7f9c8c09f7be5</loc>
  <lastmod>2026-04-09T15:46:20.150Z</lastmod>
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    <news:publication_date>2026-04-09T15:46:20.150Z</news:publication_date>
    <news:title>ਭਾਰਤ ਦਾ ਵੱਡਾ Energy Plan: ਮਹਿੰਗੀ Gas ਦਰਾਮਦ ਘਟਾਉਣ ਲਈ ਹੁਣ ਘਰਾਂ &apos;ਚ ਬਣੂ ਬਿਜਲੀ ਨਾਲ ਖਾਣਾ!</news:title>
    <news:keywords>MNRE, Pralhad Joshi, Induction Cooktops, EV Charging, Solar Power, LPG, LNG, Import Dependence, West Asia Crisis, Energy Efficiency, Renewable Energy, Cooking Gas</news:keywords>
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  <loc>https://www.whalesbook.com/news/Punjabi/tech/TCS-Renews-MandS-Deal-Pushing-AI-for-Retail-Evolution/69d7c90e71b7f9c8c09ec59b</loc>
  <lastmod>2026-04-09T15:43:10.458Z</lastmod>
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    <news:publication_date>2026-04-09T15:43:10.458Z</news:publication_date>
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</url>
<url>
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  <lastmod>2026-04-09T15:43:08.000Z</lastmod>
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</url>
<url>
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  <lastmod>2026-04-09T15:41:07.114Z</lastmod>
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</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/bankingfinance/Indias-51percent-Ship-Ownership-Rule-Risks-GIFT-City-Financial-Hub-Growth/69d7c82071b7f9c8c09ec326</loc>
  <lastmod>2026-04-09T15:39:12.045Z</lastmod>
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    <news:publication>
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    <news:keywords>GIFT City, Merchant Shipping Bill, ship leasing, maritime finance, Gujarat, India, foreign investment, regulatory clarity, sale-and-leaseback, shipping law, IFSC, investor confidence</news:keywords>
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</url>
<url>
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  <lastmod>2026-04-09T15:35:06.748Z</lastmod>
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</url>
<url>
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  <lastmod>2026-04-09T15:35:05.978Z</lastmod>
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</url>
<url>
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  <lastmod>2026-04-09T15:31:09.229Z</lastmod>
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    <news:publication>
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<url>
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  <lastmod>2026-04-09T15:23:52.814Z</lastmod>
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      <news:name>Whalesbook Punjabi</news:name>
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<url>
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  <lastmod>2026-04-09T15:21:54.869Z</lastmod>
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</url>
<url>
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  <lastmod>2026-04-09T15:21:51.165Z</lastmod>
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<url>
  <loc>https://www.whalesbook.com/news/Punjabi/crypto/Crypto-Drops-in-Q1-Gains-Hope-from-New-Rules-and-ETFs-for-Q2/69d7c40071b7f9c8c09eb89b</loc>
  <lastmod>2026-04-09T15:21:37.012Z</lastmod>
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</url>
<url>
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<url>
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  <lastmod>2026-04-09T15:17:12.617Z</lastmod>
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<url>
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<url>
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<url>
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</url>
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  <lastmod>2026-04-09T12:20:41.608Z</lastmod>
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  <lastmod>2026-04-08T15:49:04.005Z</lastmod>
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<url>
  <loc>https://www.whalesbook.com/news/Punjabi/agriculture/India-Approves-12percent-Fertilizer-Subsidy-Hike-Adding-Fiscal-Strain/69d644a031d4f2ab48165b77</loc>
  <lastmod>2026-04-08T12:05:52.409Z</lastmod>
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    <news:keywords>fertilizer subsidy, P&amp;K fertilizers, Kharif 2026, Indian agriculture, CCEA, Narendra Modi, Ashwini Vaishnaw, Nutrient Based Subsidy, DAP, MOP, NPK, agricultural inputs</news:keywords>
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</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/industrial-goodsservices/Morbi-Tile-Factories-Reopen-Brace-for-Price-Hikes-Stiffer-Competition/69d6449531d4f2ab48165b5c</loc>
  <lastmod>2026-04-08T12:05:41.491Z</lastmod>
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</url>
<url>
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  <lastmod>2026-04-08T12:05:34.379Z</lastmod>
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</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/energy/India-Stocks-220-Million-Tons-Coal-for-24-Day-Energy-Buffer/69d6440e31d4f2ab4816592f</loc>
  <lastmod>2026-04-08T12:03:26.488Z</lastmod>
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</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/commodities/Vedanta-Chairman-Anil-Agarwal-Urges-dollar25B-Iron-Ore-Investment/69d6434431d4f2ab48165673</loc>
  <lastmod>2026-04-08T12:00:04.314Z</lastmod>
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</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/world-affairs/Trump-Slaps-50percent-Tariff-on-Iran-Arms-Suppliers-Rattling-Global-Trade/69d6428b31d4f2ab48165356</loc>
  <lastmod>2026-04-08T11:56:59.969Z</lastmod>
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</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/economy/India-IT-Salaries-Slow-as-AI-Rises-Pharma-Finance-Offer-More/69d6425631d4f2ab48165326</loc>
  <lastmod>2026-04-08T11:56:06.498Z</lastmod>
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</url>
<url>
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  <lastmod>2026-04-08T11:47:37.364Z</lastmod>
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</url>
<url>
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  <lastmod>2026-04-08T11:47:19.761Z</lastmod>
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    <news:keywords>Cholamandalam Financial Holdings, Stock Volume Surge, Share Price Recovery, IND AA+ Rating, Murugappa Group, Cholamandalam Investment and Finance, India Ratings, Financial Holdings, Non-Convertible Debentures, Cholamandalam MS General Insurance, 52-week low, Record Trading Volume</news:keywords>
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</url>
<url>
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<url>
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</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/commodities/Indias-Russian-Oil-US-Waiver-Key-Amid-Geopolitical-Risks/69d63f0031d4f2ab48164307</loc>
  <lastmod>2026-04-08T11:41:52.733Z</lastmod>
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</url>
<url>
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  <lastmod>2026-04-08T11:26:40.419Z</lastmod>
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    <news:keywords>RBI, Unclaimed Deposits, Payouts, India, Financial Assets, Depositor Education and Awareness Fund, UDGAM Portal, SEBI, IRDAI, PFRDA, Lakshmi Kanth Rao, Aapki Poonji Aapka Adhikar, Banking</news:keywords>
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</url>
<url>
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  <lastmod>2026-04-08T11:24:02.721Z</lastmod>
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    <news:keywords>India exports, Iran US ceasefire, Strait of Hormuz, Gulf stability, export recovery, jewellery exports, agriculture exports, industrial goods exports, logistics costs, trade disruption, trade routes, India economy, precious metal exports, smartphone exports</news:keywords>
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    <news:keywords>RBI, NBFC, Tata Sons, Sanjay Malhotra, Listing, Non-banking financial companies, Shapoorji Pallonji Group, Regulatory framework, Investment company, Indian economy</news:keywords>
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<url>
  <loc>https://www.whalesbook.com/news/Punjabi/bankingfinance/India-Credit-Stress-Needs-Drive-Loans-Distress-Climbs/69d63aa131d4f2ab48162d04</loc>
  <lastmod>2026-04-08T11:23:13.541Z</lastmod>
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</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/economy/India-Markets-Soar-4percent-on-US-Iran-Truce-Nifty-Tops-24000/69d63a9b31d4f2ab48162ceb</loc>
  <lastmod>2026-04-08T11:23:07.938Z</lastmod>
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    <news:keywords>MSME relief package, ECLGS revival, exporter insurance fund, Iran ceasefire, Finance Ministry, Cabinet approval, India economy, export support, insurance premium, Gulf countries, policy recalibration, Expenditure Finance Committee</news:keywords>
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    <news:keywords>India Crude Oil Price, April 2026 Crude, IOC Stock, BPCL Stock, HPCL Stock, Brent Crude, Oil Marketing Companies, Geopolitical Tensions, Energy Costs, Indian Economy, Stock Market India, OMC Stocks, Crude Oil Import</news:keywords>
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  <lastmod>2026-04-07T18:19:47.019Z</lastmod>
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    <news:keywords>Oil Prices, WTI Crude, Brent Crude, Iran Kharg Island Strikes, Geopolitical Risk, Strait of Hormuz, US Iran Tensions, Global Markets, Stock Futures, Energy Security</news:keywords>
  </news:news>
  <image:image><image:loc>https://images.whalesbook.com/images/thumbnail_69d5493131d4f2ab481405b0_1536_864.jpeg</image:loc></image:image>
</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/economy/Indias-new-Form-121-simplifies-tax-but-boosts-data-collection/69d5492431d4f2ab481404cc</loc>
  <lastmod>2026-04-07T18:12:52.701Z</lastmod>
  <news:news>
    <news:publication>
      <news:name>Whalesbook Punjabi</news:name>
      <news:language>pa</news:language>
    </news:publication>
    <news:publication_date>2026-04-07T18:12:52.701Z</news:publication_date>
    <news:title>Form 121: ਟੈਕਸ ਭਰਨਾ ਹੋਇਆ ਸੌਖਾ, ਪਰ ਸਰਕਾਰ ਦੀ ਨਿਗਰਾਨੀ ਹੋਰ ਵੀ ਤੇਜ਼!</news:title>
    <news:keywords>Form 121, Form 15G, Form 15H, TDS, Income Tax Act 2025, India, Tax Declaration, Taxpayer Compliance, HUFs, Resident Individuals, Income Tax Department</news:keywords>
  </news:news>
  <image:image><image:loc>https://images.whalesbook.com/images/thumbnail_69d5492431d4f2ab481404cb_1536_864.jpeg</image:loc></image:image>
</url>
</urlset>