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  <loc>https://www.whalesbook.com/news/Punjabi/transportation/Indian-Railways-Greenlights-indian-rupee153-Lakh-Crore-Expansion-for-FY26/69db93d0e0ea10058dbd692d</loc>
  <lastmod>2026-04-12T12:45:04.979Z</lastmod>
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    <news:title>Indian Railways: ₹1.53 ਲੱਖ ਕਰੋੜ ਦਾ ਰਿਕਾਰਡ ਐਕਸਪੈਂਸ਼ਨ ਪਲਾਨ! 6,000 Km ਨਵੀਆਂ ਲਾਈਨਾਂ ਵਿਛਾਉਣ ਦੀ ਤਿਆਰੀ</news:title>
    <news:keywords>Indian Railways, Infrastructure Projects, FY26, Rs 1.53 lakh crore, Network Expansion, Railway Projects, Freight Capacity, Logistics Costs, Steel Demand, Cement Demand, Employment Generation, Ministry of Railways</news:keywords>
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  <loc>https://www.whalesbook.com/news/Punjabi/commodities/Geopolitics-Push-Trade-Finance-From-Banks-to-Stablecoins/69db8f5ee0ea10058dbd65bd</loc>
  <lastmod>2026-04-12T12:26:06.165Z</lastmod>
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    <news:publication_date>2026-04-12T12:26:06.165Z</news:publication_date>
    <news:title>USDT ਦਾ ਵਧਿਆ ਬੋਲਬਾਲਾ: ਬੈਂਕਾਂ ਛੱਡ ਰਹੀਆਂ ਟ੍ਰੇਡ ਫਾਈਨਾਂਸ, ਸਟੇਬਲਕੋਇਨ ਬਣੀ ਗਲੋਬਲ ਪੇਮੈਂਟ ਦੀ ਨਵੀਂ ਕੁੰਜੀ</news:title>
    <news:keywords>commodity traders, Iran war, stablecoins, trade finance, Haycen, USDT, debanking, counterparty risk, global trade, Tether</news:keywords>
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  <loc>https://www.whalesbook.com/news/Punjabi/bankingfinance/IIM-Lucknow-Study-Carbon-Lending-Boosts-Bank-Credit-Risk-Strain/69db8e35e0ea10058dbd640d</loc>
  <lastmod>2026-04-12T12:21:09.373Z</lastmod>
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    <news:publication_date>2026-04-12T12:21:09.373Z</news:publication_date>
    <news:title>IIM Lucknow Study: ਕਾਰਬਨ-ਲੈਂਡਿੰਗ ਕਰਕੇ ਬੈਂਕਾਂ &apos;ਤੇ ਮੰਡਰਾ ਰਿਹਾ ਵੱਡਾ ਖਤਰਾ!</news:title>
    <news:keywords>IIM Lucknow, Bank Credit Risk, Carbon-Intensive Sectors, Sustainable Finance, Climate Policy, Lending Portfolio, Financial Performance, Regulatory Scrutiny, Low-Carbon Economy, Vikas Srivastava, Sowmya Subramaniam</news:keywords>
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<url>
  <loc>https://www.whalesbook.com/news/Punjabi/energy/IGL-Accelerates-PNG-Expansion-as-Government-Mandates-Drive-Demand/69db863ce0ea10058dbd6036</loc>
  <lastmod>2026-04-12T11:47:08.826Z</lastmod>
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      <news:name>Whalesbook Punjabi</news:name>
      <news:language>pa</news:language>
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    <news:publication_date>2026-04-12T11:47:08.826Z</news:publication_date>
    <news:title>IGL PNG ਐਕਸਪੈਂਸ਼ਨ: ਸਰਕਾਰੀ ਨਿਯਮਾਂ ਨੇ ਘਰਾਂ ਤੇ ਕਾਰੋਬਾਰਾਂ ਲਈ PNG ਲਾਜ਼ਮੀ ਕੀਤੀ, ਸ਼ੇਅਰ &apos;ਚ ਤੇਜ਼ੀ</news:title>
    <news:keywords>IGL, Indraprastha Gas, PNG, Piped Natural Gas, LPG, Cooking Gas, Delhi-NCR, Natural Gas, Energy Sector, India Economy, Kamal Kishore Chatiwal</news:keywords>
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<url>
  <loc>https://www.whalesbook.com/news/Punjabi/commodities/Indias-Coal-Imports-Tumble-85percent-as-Domestic-Supply-Surges/69db7fbfe0ea10058dbd5b4a</loc>
  <lastmod>2026-04-12T11:19:27.225Z</lastmod>
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      <news:name>Whalesbook Punjabi</news:name>
      <news:language>pa</news:language>
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    <news:publication_date>2026-04-12T11:19:27.225Z</news:publication_date>
    <news:title>ਭਾਰਤ ਦਾ ਕੋਲਾ ਦਰਾਮਦ **8.5%** ਡਿੱਗਾ: ਘਰੇਲੂ ਸਪਲਾਈ ਵਧਣ ਕਾਰਨ ਆਈ ਇਹ ਵੱਡੀ ਗਿਰਾਵਟ</news:title>
    <news:keywords>Coal imports India, India coal production, February coal data, Thermal power plant stocks, Seaborne coal prices, Coking coal imports, Non-coking coal, mjunction services, Self-reliance initiative, Coal stockpiles, Coal prices India</news:keywords>
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<url>
  <loc>https://www.whalesbook.com/news/Punjabi/ipo/IPO-Discount-Trap-Retail-Flees-as-Most-New-Listings-Dive/69db7fafe0ea10058dbd5b32</loc>
  <lastmod>2026-04-12T11:19:11.335Z</lastmod>
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      <news:name>Whalesbook Punjabi</news:name>
      <news:language>pa</news:language>
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    <news:publication_date>2026-04-12T11:19:11.335Z</news:publication_date>
    <news:title>IPO ਬਾਜ਼ਾਰ ਵਿੱਚ ਭਾਰੀ ਗਿਰਾਵਟ: ਰਿਟੇਲ ਨਿਵੇਸ਼ਕਾਂ ਨੇ ਕਿਹਾ &apos;ਬੱਸ ਬਹੁਤ ਹੋ ਗਿਆ&apos;, IPO &apos;ਚ ਪੈਸਾ ਲਗਾਉਣਾ ਬੰਦ!</news:title>
    <news:keywords>IPO, Retail Investors, Indian IPO Market, Listing Gains, Under-subscribed IPOs, IPO Valuation, Primary Market, Gaurav Bhandari, Narinder Wadhwa, Monarch Networth Capital, Ski Capital Services, Powerica Ltd, Sai Parenterals, Amir Chand Jagdish Kumar Exports, Innovision Ltd</news:keywords>
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<url>
  <loc>https://www.whalesbook.com/news/Punjabi/bankingfinance/UPIs-Free-Model-Under-Pressure-Users-Threaten-to-Quit-If-Fees-Introduced/69db7fabe0ea10058dbd5b1a</loc>
  <lastmod>2026-04-12T11:19:07.956Z</lastmod>
  <news:news>
    <news:publication>
      <news:name>Whalesbook Punjabi</news:name>
      <news:language>pa</news:language>
    </news:publication>
    <news:publication_date>2026-04-12T11:19:07.956Z</news:publication_date>
    <news:title>UPI &apos;ਤੇ ਫੀਸਾਂ ਲੱਗਣ ਦਾ ਖਤਰਾ! 75% ਯੂਜ਼ਰਸ ਨੇ ਕਿਹਾ - ਬੰਦ ਕਰ ਦਿਆਂਗੇ ਵਰਤਣਾ</news:title>
    <news:keywords>UPI, Digital Payments India, Fintech India, NPCI, Payment Fees, UPI Economics, Merchant Discount Rate, India Economy, Digital India, User Adoption, Payment Infrastructure, Zero Cost Model, User Retention</news:keywords>
  </news:news>
  <image:image><image:loc>https://images.whalesbook.com/images/thumbnail_69db7fabe0ea10058dbd5b19_1536_864.jpeg</image:loc></image:image>
</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/economy/Indias-Patent-Filings-Surge-30percent-But-Quality-Scrutiny-Now-Key/69db7ce5e0ea10058dbd58e8</loc>
  <lastmod>2026-04-12T11:07:17.458Z</lastmod>
  <news:news>
    <news:publication>
      <news:name>Whalesbook Punjabi</news:name>
      <news:language>pa</news:language>
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    <news:publication_date>2026-04-12T11:07:17.458Z</news:publication_date>
    <news:title>ਭਾਰਤ ਵਿੱਚ Innovation ਦਾ ਬੂਮ! ਪੇਟੈਂਟ ਫਾਈਲਿੰਗ &apos;ਚ 30% ਦਾ ਵੱਡਾ ਉਛਾਲ, ਪਰ ਗੁਣਵੱਤਾ &apos;ਤੇ ਸਵਾਲ?</news:title>
    <news:keywords>India patent filings, Piyush Goyal, Intellectual Property Rights, Innovation India, Invented in India, Domestic Patents, Startups India, MSMEs India, Patents Act 1970, FY25-26 filings, Tamil Nadu innovation, Karnataka innovation, Maharashtra innovation</news:keywords>
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</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/world-affairs/North-Korea-Exploits-Crypto-for-Billions-to-Fund-Weapons/69db7301e0ea10058dbd5298</loc>
  <lastmod>2026-04-12T10:25:05.472Z</lastmod>
  <news:news>
    <news:publication>
      <news:name>Whalesbook Punjabi</news:name>
      <news:language>pa</news:language>
    </news:publication>
    <news:publication_date>2026-04-12T10:25:05.472Z</news:publication_date>
    <news:title>ਨਾਰਥ ਕੋਰੀਆ ਦਾ ਖਤਰਨਾਕ ਖੇਡ! ਕ੍ਰਿਪਟੋ ਚੋਰੀ ਕਰਕੇ ਬਣਾ ਰਹੇ ਹਥਿਆਰ, ਅਰਬਾਂ ਡਾਲਰਾਂ ਦਾ ਲਗਾਤਾਰ ਖਤਰਾ</news:title>
    <news:keywords>North Korea, cryptocurrency theft, blockchain security, state-sponsored hacking, international sanctions, DeFi protocols, crypto exchanges, asset recovery, cybercrime, digital assets, geopolitics, economic sanctions, blockchain finality</news:keywords>
  </news:news>
  <image:image><image:loc>https://images.whalesbook.com/images/thumbnail_69db7301e0ea10058dbd5297_1536_864.jpeg</image:loc></image:image>
</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/economy/Nifty-Recaptures-24000-on-Mideast-Peace-Hopes/69db6e62e0ea10058dbd4eb9</loc>
  <lastmod>2026-04-12T10:05:22.133Z</lastmod>
  <news:news>
    <news:publication>
      <news:name>Whalesbook Punjabi</news:name>
      <news:language>pa</news:language>
    </news:publication>
    <news:publication_date>2026-04-12T10:05:22.133Z</news:publication_date>
    <news:title>Nifty 50: ਮੱਧ-ਪੂਰਬ ਦੇ ਸ਼ਾਂਤੀ ਸੰਕੇਤਾਂ ਨਾਲ **24,000** ਪਾਰ, ਪੰਜ ਸਾਲਾਂ ਦਾ ਸਭ ਤੋਂ ਵੱਡਾ ਹਫਤੇ ਦਾ ਉਛਾਲ!</news:title>
    <news:keywords>Nifty 50, Indian stock market, stock market rally, Nifty target price, Nifty support level, crude oil, US Iran conflict, Asian Paints, Eicher Motors, Bajaj Auto, Nifty Midcap, Nifty Smallcap</news:keywords>
  </news:news>
  <image:image><image:loc>https://images.whalesbook.com/images/thumbnail_69db6e62e0ea10058dbd4eb8_1536_864.jpeg</image:loc></image:image>
</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/economy/RBIs-Forex-Curbs-Rupee-Gains-But-Market-Risks-Grow/69db6e5ce0ea10058dbd4ea1</loc>
  <lastmod>2026-04-12T10:05:16.026Z</lastmod>
  <news:news>
    <news:publication>
      <news:name>Whalesbook Punjabi</news:name>
      <news:language>pa</news:language>
    </news:publication>
    <news:publication_date>2026-04-12T10:05:16.026Z</news:publication_date>
    <news:title>RBI ਦਾ ਰੁਪਏ &apos;ਤੇ ਸ਼ਿਕੰਜਾ: ਬਾਜ਼ਾਰ &apos;ਚ ਤੇਜ਼ੀ, ਪਰ ਭਵਿੱਖ &apos;ਤੇ ਸਵਾਲ!</news:title>
    <news:keywords>RBI, T Rabi Sankar, Indian Rupee, Forex Market, Arbitrage, Currency Trading, Banking Sector, Reserve Bank of India, USD/INR, Rupee Recovery, Forex Intervention</news:keywords>
  </news:news>
  <image:image><image:loc>https://images.whalesbook.com/images/thumbnail_69db6e5ce0ea10058dbd4ea0_1536_864.jpeg</image:loc></image:image>
</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/economy/India-Tax-Authority-Targets-Tiger-Global-After-Court-Ruling-on-GAAR/69db67eee0ea10058dbd48bc</loc>
  <lastmod>2026-04-12T09:37:50.093Z</lastmod>
  <news:news>
    <news:publication>
      <news:name>Whalesbook Punjabi</news:name>
      <news:language>pa</news:language>
    </news:publication>
    <news:publication_date>2026-04-12T09:37:50.093Z</news:publication_date>
    <news:title>Tiger Global: ਭਾਰਤੀ ਟੈਕਸ ਵਿਭਾਗ ਨੇ ਕੱਸਿਆ ਸ਼ਿਕੰਜਾ, ਸੁਪਰੀਮ ਕੋਰਟ ਦੇ ਫੈਸਲੇ ਮਗਰੋਂ Tiger Global ਦੀ ਮੁੜ ਜਾਂਚ ਸ਼ੁਰੂ</news:title>
    <news:keywords>Tiger Global, Income Tax Department, Supreme Court India, GAAR, Tax Reassessment, Flipkart Stake Sale, Capital Gains Tax, Foreign Investment India, Tax Dispute, CBDT, Tax Evasion, India Tax Law</news:keywords>
  </news:news>
  <image:image><image:loc>https://images.whalesbook.com/images/thumbnail_69db67eee0ea10058dbd48bb_1536_864.jpeg</image:loc></image:image>
</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/economy/US-Iran-Talks-Collapse-India-Markets-Brace-for-Oil-Inflation-Volatility/69db67d6e0ea10058dbd48a0</loc>
  <lastmod>2026-04-12T09:37:26.700Z</lastmod>
  <news:news>
    <news:publication>
      <news:name>Whalesbook Punjabi</news:name>
      <news:language>pa</news:language>
    </news:publication>
    <news:publication_date>2026-04-12T09:37:26.700Z</news:publication_date>
    <news:title>US-Iran Talks Collapse: ਭਾਰਤੀ ਬਾਜ਼ਾਰਾਂ &apos;ਚ ਤੇਲ, ਮਹਿੰਗਾਈ ਦੇ ਵਧਣ ਦਾ ਖਤਰਾ!</news:title>
    <news:keywords>US Iran talks, oil prices, inflation data, CPI, WPI, Indian stock market, market volatility, Q4 earnings, Wipro, HDFC Bank, ICICI Bank, foreign investors, geopolitical risk</news:keywords>
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  <image:image><image:loc>https://images.whalesbook.com/images/thumbnail_69db67d6e0ea10058dbd489f_1536_864.jpeg</image:loc></image:image>
</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/bankingfinance/Banks-Lead-Indian-Market-Rally-Firms-Add-indian-rupee413-Lakh-Crore/69db604de0ea10058dbd44bc</loc>
  <lastmod>2026-04-12T09:05:17.299Z</lastmod>
  <news:news>
    <news:publication>
      <news:name>Whalesbook Punjabi</news:name>
      <news:language>pa</news:language>
    </news:publication>
    <news:publication_date>2026-04-12T09:05:17.299Z</news:publication_date>
    <news:title>Indian Markets Rally: ਬੈਂਕਾਂ ਨੇ ਦਿਖਾਈ ਚਾਲ, ਮਾਰਕੀਟ ਕੈਪ &apos;ਚ ₹4.13 ਲੱਖ ਕਰੋੜ ਦਾ ਵੱਡਾ ਉਛਾਲ!</news:title>
    <news:keywords>Indian Stock Market, Market Capitalization, BSE Sensex Rally, NSE Nifty Gains, Banking Stocks, HDFC Bank, ICICI Bank, Reliance Industries, Cooling Crude Prices, Geopolitical Optimism, Top 10 Companies Valuation</news:keywords>
  </news:news>
  <image:image><image:loc>https://images.whalesbook.com/images/thumbnail_69db604de0ea10058dbd44bb_1536_864.jpeg</image:loc></image:image>
</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/renewables/Juno-Joule-Starts-indian-rupee700-Crore-Telangana-CBG-Project-Amid-Execution-Hurdles/69db5e62e0ea10058dbd42b7</loc>
  <lastmod>2026-04-12T08:57:06.867Z</lastmod>
  <news:news>
    <news:publication>
      <news:name>Whalesbook Punjabi</news:name>
      <news:language>pa</news:language>
    </news:publication>
    <news:publication_date>2026-04-12T08:57:06.867Z</news:publication_date>
    <news:title>Juno Joule: Telangana &apos;ਚ ₹700 ਕਰੋੜ ਦਾ ਵੱਡਾ CBG ਪ੍ਰੋਜੈਕਟ ਸ਼ੁਰੂ, ਪਰ ਕਾਰਜਕਾਰੀ ਅਤੇ ਬਾਜ਼ਾਰ ਸਬੰਧੀ ਚੁਣੌਤੀਆਂ ਵੀ!</news:title>
    <news:keywords>Juno Joule Bio Fuels, Compressed Bio-Gas (CBG), Telangana, ₹700 crore investment, Green energy, Agricultural waste, GAIL India, Bhagyanagar Gas, Energy security, Circular economy, Bio-gas project, Siddipet, CBG-CGD Synchronisation Scheme</news:keywords>
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  <image:image><image:loc>https://images.whalesbook.com/images/thumbnail_69db5e62e0ea10058dbd42b6_1536_864.jpeg</image:loc></image:image>
</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/bankingfinance/PFRDAs-NPS-Swasthya-Tapping-Retirement-Funds-for-Healthcare-Poses-Risks/69db58c1e0ea10058dbd3eb9</loc>
  <lastmod>2026-04-12T08:33:05.196Z</lastmod>
  <news:news>
    <news:publication>
      <news:name>Whalesbook Punjabi</news:name>
      <news:language>pa</news:language>
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    <news:publication_date>2026-04-12T08:33:05.196Z</news:publication_date>
    <news:title>PFRDA ਦਾ ਨਵਾਂ ਕਦਮ: NPS Swasthya ਨਾਲ ਰਿਟਾਇਰਮੈਂਟ ਫੰਡ &apos;ਚੋਂ ਹੈਲਥਕੇਅਰ ਖਰਚੇ, ਪਰ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਵੱਡੇ ਖਤਰੇ?</news:title>
    <news:keywords>PFRDA, NPS Swasthya, National Pension System, Pension Fund, Healthcare Funding, Retirement Planning, India, Medi Assist, Tata Pension Fund, Axis Pension Fund, Aditya Birla Health Insurance, Health Insurance, Financial Security</news:keywords>
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</url>
<url>
  <loc>https://www.whalesbook.com/news/Punjabi/stock-investment-ideas/Indian-Markets-Geopolitical-Risks-vs-Dip-Buying-Hope/69db569de0ea10058dbd3c14</loc>
  <lastmod>2026-04-12T08:23:57.947Z</lastmod>
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      <news:name>Whalesbook Punjabi</news:name>
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</url>
<url>
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  <lastmod>2026-04-11T08:53:10.713Z</lastmod>
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<url>
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  <lastmod>2026-04-11T08:15:03.942Z</lastmod>
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</url>
<url>
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</url>
<url>
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  <lastmod>2026-04-11T07:49:05.778Z</lastmod>
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  <lastmod>2026-04-11T07:35:09.274Z</lastmod>
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</url>
<url>
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  <lastmod>2026-04-11T07:29:03.746Z</lastmod>
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</url>
<url>
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