27 October 2026 se Indian Railways counter par milne wali travel insurance ke liye digital payment compulsory kar raha hai. 45-paise ka premium cash mein lena possible nahi tha, isliye ye step liya gaya hai.
Ticket Counter par badlav
Ab agar aap railway station ke counter se ticket lete hain aur insurance opt karte hain, toh dhyaan rahe—cash ka khel khatam! 27 October 2026 se aapko insurance premium ke liye digital mode hi use karna padega.
Itni choti amount ki dikkat
Sawal ye hai ki achanak ye rule kyun? Asal mein, travel insurance ka premium sirf 45 paise hai. Aajkal itne chote sikke (coins) market mein chalte nahi hain, toh counter par cash manage karna clerk ke liye sar dard ban gaya tha. Digital payment se ab na koi chutte ki problem hogi, na koi hisab mein gadbad.
System aur Safety
Iske liye CRIS (Centre for Railway Information Systems) ne PRS (Passenger Reservation System) ko update kar diya hai. Ye sab IRCTC aur Supreme Court ki guidelines ke hisaab se ho raha hai.
Fayde kya hain?
Insurance cover wahi rahega jo pehle tha—₹10 lakh tak death ya permanent disability ke liye. Agar aap ticket cancel karate hain, toh 9 paise kat kar baaki refund mil jayega.
Investors ke liye ye step railway ki operational efficiency badhane ki taraf ek aur bada kadam hai. Manual cash handling kam hone se line lambi nahi hogi aur processing fast ho jayegi.