Europe mein Google Cloud ke network mein dikat aayi, jiske saath hi Revolut ki services bhi thap ho gayi hain. Ye incident fintech platforms ki cloud reliance par bada sawal khada kar raha hai.
Tech glitch ka bada asar
Tuesday ko Europe mein Google Cloud (jo Alphabet ka part hai) ne network connectivity issues face kiye. Inka asar itna zyada tha ki corporate clients ke liye kaam karna mushkil ho gaya. Iske thodi der baad hi Revolut ke users ne bhi complain karna shuru kar diya ki unka app kaam nahi kar raha.
Concentration Risk ka sach
Sach toh ye hai ki aajkal ki zyada-tar fintech apps apne backend ke liye sirf kuch bade cloud providers par depend karti hain. Ise Concentration Risk kehte hain. Agar inme se ek bhi provider ka server down hota hai, toh seedha asar customer ke transactions aur funds access par padta hai. Revolut ne abhi tak koi direct link confirm nahi kiya hai, par timing ne kaafi doubts paida kar diye hain.
Investors ke liye seekh
Fintech investors ke liye ab ye ek badi warning hai. Regulators ab companies se pooch rahe hain ki agar tech failure hua toh backup plan kya hai? Agar koi company baar-baar downtime face karegi toh uska seedha asar uski reputation aur stock price par padega. Ab dekhna ye hoga ki kya fintechs apne cloud setup ko diversify karti hain ya nahi.