Toh bhai, Zaggle ne Q3 mein kamaal kar diya! Revenue 56% badhkar ₹525.5 crore ho gaya, jo pichhle saal ₹336.8 crore tha. Profit toh jaise rocket ban gaya, 84.3% tezi se badhkar ₹36.3 crore par pahunch gaya, jo pichhle saal ₹19.7 crore tha. Ye sab zyada transactions aur prepaid card & employee benefits business ki wajah se hua hai. Pichhle 9 mahino mein bhi revenue 44.6% badhkar ₹1,289.7 crore ho gaya hai.
Kharcha Bhi Toh Badha Hai Yaar!
Lekin ek catch hai, bhai. Company ka total kharcha bhi kaafi badh gaya hai, ₹484.5 crore ho gaya. Sabse zyada paisa point redemption aur gift cards par kharcha hua hai, jo ₹282.6 crore tak pahunch gaya. Incentives aur cash-back par bhi kharcha ₹141.7 crore ho gaya hai. Is wajah se margins par thoda pressure aa raha hai, haalanki PBT margin thoda sudhra hai (9.31% from 7.72%).
Valuation Aur Market
Zaggle ki market cap ab ₹4,090 crore ke aas-paas hai. Iska TTM P/E ratio 36.5x aur P/B ratio 3x ke kareeb hai. Fintech space mein ye numbers theek lag rahe hain. Stock price ₹305 par band hua, jo 2.5% upar tha. Lekin pichhle ek saal mein stock -18.64% gira hai. Analysts ka kehna hai ki stock ₹535 tak ja sakta hai, par MarketsMojo ne 'Hold' rating di hai aur technicals bearish lag rahe hain.
Future Mein Kya?
Fintech sector India mein grow kar raha hai, aur Zaggle ko iska fayda mil sakta hai. Company par koi debt nahi hai, jo achhi baat hai. Par kharcha manage karna aur transaction volume badhate rehna zaruri hoga profit badhane ke liye. Company ne kuch naye deals bhi ki hain aur Cricket Ireland ko sponsor bhi kar rahi hai.