Q3 mein AvenuesAI ka performance:
Dekho, company ne sach mein numbers mein jadoo kar diya! Q3 FY26 mein inka gross revenue 221.5% saal-dar-saal (YoY) badh kar ₹2,381.2 Crore tak pahunch gaya. Pichhle saal isi quarter mein ye sirf ₹1,070.4 Crore tha. Adjusted EBITDA bhi 25.4% badh kar ₹98.1 Crore ho gaya, aur adjusted PAT 59.4% tezi se badh kar ₹86.1 Crore tak pahuncha. Company ke margins bhi sudhre hain – EBITDA margins 66% ho gaye jo pehle 56% the, aur PAT margins 39% se 58% ho gaye.
Agar Quarter-on-Quarter (QoQ) dekhein toh bhi revenue 21.2% badha hai aur PAT 32.7% upar gaya hai.
AI strategy ka kamaal aur Future ka plan:
Is zabardast growth ka sabse bada reason hai company ki AI-native transaction infrastructure platform strategy. Total Payment Volume (TPV) mein 69% YoY ka zabardast jump dikha, jisse operational efficiency badhi.
Company ne ab apna FY26 ka guidance bhi upward revise kiya hai. Ab revenue ₹7,500 - 8,000 Crore hone ka andaza hai (pehle ₹5,000 - 5,500 Crore tha), aur PAT ₹250 - 275 Crore tak pahunchna chahiye (pehle ₹210 - 220 Crore tha).
Thoda Caution Bhi Zaroori:
Par ek baat par dhyan dena zaroori hai. Jab hum December 2025 tak ke 9 mahine ka performance dekhte hain, toh Revenue 41% badh kar ₹5,626.3 Crore hone ke bawajood, Profit Before Tax 17.1% gir kar ₹256.5 Crore aur Profit After Tax (PAT) 13.6% gir kar ₹205.9 Crore ho gaya. EPS bhi 20% kam hua. Company ne iska reason ek chota sa exceptional item bataya hai, par ye 9-month ki figure thoda sochne wali hai.
Aage kya?
Management ko FY27 mein AI se aur zyada income, automation se margin badhana, aur naye products jaise RediffPay for UPI launch karne ki umeed hai. RBI ke naye licenses bhi company ke liye faydemand sabit ho sakte hain.