Whalesbook
Q3 Mein Kya Kamaal Kiya Affle 3i Ne?
Affle 3i Limited ne sach mein Q3 FY2026 mein dhamaal macha diya hai! Company ka quarterly revenue ₹7.17 Billion par pahunch gaya, jo pichhle saal se 19.2% zyada hai. Agar quarter-on-quarter dekhein toh bhi yeh 10.9% badha hai. Sirf revenue hi nahi, EBITDA bhi 24.1% YoY badh kar ₹1.63 Billion ho gaya. Aur sabse important, Profit After Tax (PAT) bhi record ₹1.19 Billion par pahunch gaya, jo pichhle saal se 19.1% zyada hai.
Company ki earnings quality bhi gazab hai. EBITDA margins toh lagatar 7ve quarter se badh rahe hain, Q3 FY2026 mein yeh 22.7% tak pahunch gaye. PBT from Operations toh revenue se bhi tez, 25.1% YoY badha. Pura 9 mahine (9M FY2026) ka dekhein toh revenue 19.3% badh kar ₹19.85 Billion hua, EBITDA 28.5% badh kar ₹4.49 Billion aur PAT 20.3% YoY badha.
Operating cash flow 9 mahine mein ₹2.54 Billion raha. Waise OCF to PAT ratio abhi 75.8% hai, jismein company ko normalization ke baad 85-95% tak jaane ki umeed hai. Iss chiz par investors ko nazar rakhni hogi.
Analyst Ki Baatein Aur Company Ka Stance
Company ne apni earnings call mein apne numbers aur future plans par baat ki. Sab kuch kaafi positive laga, koi badi gadbad ya serious sawaal jawab nahi dikhe. Management apne '10x growth vision' par bohot confident hai aur uske liye clear roadmap bataya hai.
Aage Kya Hai? (Risks & Outlook)
Affle 3i ka '10x growth vision' poora karne ka plan hai aur FY2027 tak strong growth maintain karne ka target hai. Unka internal target hai revenue aur EBITDA mein 20-25% ka growth. FY2026 aur FY2027 ke liye unki modeling 19-20% revenue growth aur 23-25% EBITDA growth dikha rahi hai. Yeh confidence dikhata hai!
Growth ke liye company AI (Niko AI optimization engine) par focus kar rahi hai, alag alag sectors jaise Hospitality, Gaming aur Edtech mein verticalization kar rahi hai aur global markets mein expand kar rahi hai. India aur emerging markets abhi bhi 73.9% revenue de rahe hain, jabki developed markets se 26.1% aa raha hai.
Company Digital Personal Data Protection (DPDP) Act ke liye bhi ready ho rahi hai. India mein RMG ban ka impact lagbhag ₹10-12 Crore ka tha, jise company ne doosre verticals se compensate kar liya hai.
Aur haan, acquisitions bhi chal rahi hain! 10-12 companies mein se 4 ko shortlist kiya gaya hai aur due diligence chal rahi hai. Company ne iss saal 3 naye patents bhi file kiye hain, ab total 39 filed aur 16 granted ho gaye hain. North America aur emerging markets mein leadership bhi expand ho rahi hai, jo global growth par focus dikhata hai.