Bajaj Finance Share Price: Geopolitics se stock gira **5%**, Analysts ka 'Buy the Dip' call!

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AuthorIshaan Verma|Published at:
Bajaj Finance Share Price: Geopolitics se stock gira **5%**, Analysts ka 'Buy the Dip' call!
Overview

Yaar, Bajaj Finance ke share price mein aaj toofani giri dikhi hai! Stock **5%** se zyada neeche aa gaya hai, sabse bada reason Middle East mein chal raha tense mahaul aur credit demand kam hone ka dar.

Geopolitics ne kiya market mein hahakaar, Bajaj Finance bhi piche nahi!

Dekho bhai, aaj market mein badi girawat hui hai, aur iske peeche sabse bada reason hai Middle East mein badhti hui geopolitical tensions. Is wajah se oil prices bhi bhad gaye hain aur investors ke mann mein global economy aur credit demand ko lekar dar paida ho gaya hai. Is market sell-off mein Bajaj Finance bhi 5% se zyada neeche gir gaya, jo ki Nifty Financial Services index ke liye bhi bahut badi girawat thi. Sensex 2,700 points se zyada gira aur Nifty 23,000 ke neeche chala gaya.

Bajaj Finance ki valuation mein ₹1 Trillion ki kami!

Jab West Asia mein crisis badha, tab se Bajaj Finance ka market cap ₹1 trillion se kam ho gaya hai. October 2025 mein apne 52-week high ₹1,102.50 se stock abhi tak 24% neeche aa chuka hai, jisse company ki valuation ₹1.6 trillion se zyada kam ho gayi. March 19, 2026 ko company ka market cap lagbhag ₹5.25 trillion tha. Yeh sab credit demand ko lekar chintaon ki wajah se hua hai.

Analysts ko dikh raha hai mauka?

Magar rukoo! Kuch analysts ka kehna hai ki yeh stock ek achha investment ho sakta hai medium se long term ke liye. G Chokkalingam jaise experts ka kehna hai ki jab yeh stock pehle 7-8 times price-to-book (P/B) ratio par trade karta tha, ab yeh lagbhag 5 times P/B par aa gaya hai (exact 5.12x). Unka kehna hai ki agar P/B ratio 4 times ke aas paas aata toh baaki top NBFCs ke barabar hota. Par company ka strong AUM growth is current valuation ko justify karta hai. Q3 tak Bajaj Finance ka AUM badhkar ₹4,85,883 crore ho gaya tha, jo pichle quarter se 22% zyada hai. FY26 ke liye company ka guidance hai ki AUM 25-27% grow karega.

Peers ke saamne Valuation ka comparison

Bajaj Finance ka TTM P/E ratio abhi 30-32x hai, jo iske 10-year median 44.41x se kam hai. Yeh HDFC Bank (jo 17-20x P/E par hai) se toh zyada hai, par Cholamandalam Investment & Finance (25-30x P/E) ke kareeb hai. NBFCs generally banks se zyada grow karte hain, isliye unka P/E ratio zyada hota hai. Current P/B ratio 5.1-5.7x ke aas paas hai, jo March 2022 ke peak 10.01x se kaafi kam hai, matlab yeh sirf market sentiment ka asar hai, fundamental issues nahi.

Risks bhi hain, sambhalna padega!

Par haan, kuch risks bhi hain. NBFC sector ko margin par pressure face karna pad raha hai aur unsecured lending mein bhi problems aa rahi hain. Geopolitical uncertainty bhi short-term mein stock ko girati reh sakti hai. Ek HDFC Bank ke director ke resignation ne bhi financial stocks par asar dala, yeh batata hai ki governance news kitni sensitive hoti hai.

Aage ka outlook kya hai?

Aage chal kar analysts ko umeed hai ki Bajaj Finance ka AUM growth continue hoga, jo revenue growth ko boost dega. FY26 ke liye company 23-24% profit growth expect kar rahi hai. Q4 FY26 mein revenue 14% aur profit 11% badh sakta hai. G Chokkalingam ko abhi bhi stock mein value dikh rahi hai, khaas kar agar P/B 5 times ke neeche aata hai, toh yeh long-term investors ke liye ek achha mauka ho sakta hai.

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