Unified Fintech Forum ab saare third-party tech providers ke liye ek strict code of conduct la raha hai. Iska aim cyber security ko hard-core banakar banking ecosystem ko safe rakhna hai.
Systemic risk kam karne ki tayyari
Ab tak, bohot saare tech service providers RBI ke direct supervision ke bahar kaam kar rahe thay, jabki banks ka pura core operation inhi systems par chalta hai. Unified Fintech Forum (UFF) ne ab decide kiya hai ki cybersecurity, governance aur operational resilience ke liye standards set kiye jayenge. Iska main maqsad un vendors ko identify karna hai jo weak security ke sath kaam kar rahe hain.
Investors ke liye kya matlab hai?
Market mein 'Flight to Quality' shuru ho sakti hai. Bade banks ab sirf unhi vendors ko prefer karenge jo in 100% compliant standards ko follow karenge. Isse jo companies pehle se hi strong governance rakhti hain, unhe naye contracts milne ke chances badh jayenge.
Choti companies ke liye warning
Jo chote vendors hain, unke liye compliance costs badh sakte hain, jisse shayad unke profit margins par asar pade. Investors ko ab ye track karna hoga ki kitni jaldi industry ise adopt karti hai aur kya isse market consolidation hoga, jahan sirf bade players hi banking sector ke main partners bane rahenge.