Aavas Financiers Share Price: Profit **16%** bhaga, FY27 mein **25%** tak disbursement growth ka target!

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AuthorIshaan Verma|Published at:
Aavas Financiers Share Price: Profit **16%** bhaga, FY27 mein **25%** tak disbursement growth ka target!
Overview

Aavas Financiers ke investors ke liye khushkhabri hai! Company ne Q3 FY26 mein apna Net Profit **16%** saal-dar-saal badha kar **₹1.70 billion** kar liya hai. Saath hi, unhone FY27 ke liye **25%** se zyada disbursement growth ka target set kiya hai.

Aavas Financiers ne Q3 mein dhamaal machaya!

Dekho bhai, Aavas Financiers ka result aa gaya hai aur numbers kaafi solid hain. Company ne December 2025 tak ke quarter (Q3 FY26) mein 16% ka zabardast jump dikhaya hai, profit pohanch gaya ₹1.70 billion tak. Iske peeche sabse bada reason hai unka Net Interest Income (NII) jo 17% badha hai, aur Net Interest Margin (NIM) bhi 8.01% tak pahunch gaya hai. Aisa lag raha hai ki lending se company acchi khasi earning kar rahi hai.

AUM badha, Balance Sheet bhi strong!

Company ka Assets Under Management (AUM) bhi 15% badhkar ₹222 billion (yaani ₹22,200 Crore) ho gaya hai. Socho, pura balance sheet ₹20,000 Crore cross kar gaya! Aur operational efficiency ki baat karein toh, Cost-to-Income ratio 75 basis points kam hokar 42.9% ho gaya. Asset quality bhi tight hai, 1+ DPD 3.80% par hai aur Gross NPAs toh sirf 1.19% hain. Credit costs bhi control mein hain, sirf 16 basis points.

Future Plans: FY27 mein kya hai plan?

Aage ka outlook toh aur bhi mast hai. Company FY27 ke liye 25% se bhi zyada disbursement growth chahti hai aur loan book bhi 17-18% tak badhane ka plan hai. Iske liye wo 50 naye branches kholne wale hain, digital channels ka use badhayenge, aur Tier 2 aur Tier 3 cities par zyada focus karenge, khaas kar Uttar Pradesh, Tamil Nadu, Andhra Pradesh, aur Telangana mein. Customer base mein bhi 60% self-employed log aur 15% new-to-credit customers hain, jinko company achhe se samajhti hai.

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