RBI ki meeting minutes ne saaf kar diya hai ki inflation se ladne ke liye interest rates abhi aur badh sakte hain. Market mein borrowing costs mehngi hone ki tension hai.
Kya keh raha hai RBI?
RBI ke Monetary Policy Committee (MPC) ki meeting minutes ne market ko thoda chintit kar diya hai. Central bank ka focus abhi sirf aur sirf Inflation ko niche laane par hai, jiska matlab hai ki aane wale samay mein interest rates mein aur izafa ho sakta hai.
Crude Oil ka pressure
Sirf RBI hi nahi, global crude oil prices jo $110 per barrel ke paar ja chuke hain, wo bhi badi tension hain. India apni energy zaruraton ka bada hissa import karta hai, aur crude mehnga hone se rupee kamzor hota hai, jo bad mein desh mein mehngai badhata hai.
Bond Market mein hahakaar
In signals ke baad bond yields mein tezi dikh rahi hai. 6.94% 2036 wala benchmark bond ab 7.40% se 7.47% ke range mein trade kar raha hai. Saath hi, 1-year overnight indexed swap rate bhi 6.59% tak pahunch gaya hai. Jab yield badhti hai, iska matlab hai ki investors zyada returns maang rahe hain kyunki unhe lagta hai ki rates high rahenge.
Aapke liye kya hai impact?
Investors aur common man, dono ke liye warning hai:
- Bank Loans: RBI rates badhayega toh banks apni lending rates bhi badhayenge. Isse home loan aur car loan ki EMI badh sakti hai.
- Corporate Debt: Jin companies par zyada udhaar hai, unke interest kharche badhenge, jisse unke profit margins par pressure aayega.
Ab agle inflation data aur global oil prices par nazar rakhna zaruri hai, kyunki wahi decide karenge ki agla move kitna fast hoga.