RBI ne ek naya circular jaari kiya hai jiske mutabik ab banks ko REITs aur InvITs ki valuation ek fix tareeke se karni hogi. Agar data sahi nahi hua, toh asset ki value seedha ₹1 maani jayegi.
RBI ka naya dand!
RBI ne saaf kar diya hai ki ab banks aur financial institutions apni man-marzi se REITs aur InvITs ki valuation nahi kar sakte. Pehle banks apne hisaab se methods chun sakte the, lekin ab central bank ne transparency laane ke liye rules badal diye hain.
Kya badla hai?
- Quoted Units: Jo units regular trade hote hain, unhe market price par hi record karna hoga.
- Unquoted Units: Jin units ki trading kam hai, unhe ab trust dwara bataye gaye Net Asset Value (NAV) ke basis par show karna hoga.
Sabse khatarnak rule: ₹1 ki valuation!
RBI ne ek bahut sakht penalty jaisi cheez rakhi hai. Agar kisi bank ke paas aisa investment hai jo zyada trade nahi hota aur jiska sahi NAV data available nahi hai, toh RBI uski value sirf ₹1 maane ka. Yeh move banks ko majboor karega ki woh apne investments ka data bilkul up-to-date rakhein.
Kya retail investors ko darna chahiye?
Bilkul nahi! Yeh naya rule sirf banks aur badi financial institutions ke liye hai. Agar aapne share market ke zariye REITs ya InvITs khareede hain, toh aapke liye sab kuch pehle jaisa hi rahega. Market price waise hi supply aur demand se decide hogi.
Investors ko bas ye dhyaan rakhna chahiye ki agle kuch quarters mein agar kisi bank ke result mein assets ki value mein bada badlav dikhe, toh samajh lena ki yeh isi naye regulation ka asar hai.