RBI ne inflation ko control karne ke liye Repo Rate mein **25 bps** ki hike kar di hai. Ab repo rate **5.50%** ho gaya hai aur central bank ne 'calibrated tightening' ka signal de diya hai.
Kya hua aaj?
RBI ki Monetary Policy Committee (MPC) ne unanimously 25 basis points ka hike announce kiya hai, jisse Repo Rate ab 5.50% par pahunch gaya hai. February 2023 ke baad ye pehla mauka hai jab rates badhaye gaye hain. Is news ke aate hi market mein selling shuru ho gayi aur Sensex 300 se 400 points tak niche fisal gaya.
'Calibrated Tightening' ka kya matlab hai?
Sabse bada twist ye hai ki MPC ne apna stance 'neutral' se badal kar 'calibrated tightening' kar diya hai (4-2 majority ke saath). Iska seedha matlab hai ki RBI ab growth se zyada inflation ko control karne par focus kar raha hai. Governor ne saaf kar diya hai ki filhal rate cuts ki koi umeed nahi hai.
Economy aur GDP ka kya?
Crude oil ke badhte daam aur Rupee ki kamzori ke bavjood, RBI ka outlook thoda positive hai. Unhone FY27 ke liye real GDP growth forecast ko 40 bps badha kar 7.1% kar diya hai. Matlb economy itni strong hai ki ye higher borrowing costs ko jhel sakti hai.
Aapke pocket par asar?
Agar aapne Home ya Auto loan liya hai, toh tayyar rahiye! Aapki monthly EMI ya toh badhegi ya phir loan ka tenure lambha ho jayega. Banks ke liye ye interest income toh badhayega, lekin loan demand mein kami aa sakti hai.
Corporate aur Investors ke liye:
Jin companies par debt ka load zyada hai, unke liye ab mushkil samay hai kyunki interest expenses badhenge. Investors ko ab inflation data aur global oil prices par nazar rakhni hogi, kyunki agla move isi par depend karega.