RBI ne Monetary Policy meeting mein Repo Rate ko **25 basis points** badha diya hai. Ab se inflation ko control karne ke liye 'calibrated tightening' ka stance adopt kiya gaya hai, jiska seedha asar aapki EMI par padega.
Rate hike ka sidha matlab kya hai?
RBI ne repo rate ko 25 basis points badhakar 5.50% kar diya hai. Simple bhasha mein kahein toh, RBI banks ko ab mehenge rate par paisa dega. Iska natija ye hoga ki banks apne customers ke liye home, auto aur personal loan par interest rates badha denge.
Kin sectors par hogi sabse zyada maar?
Sabse zyada tension real estate aur automobile sectors mein dikh sakti hai. Jab loan mehenge hote hain, toh log ghar aur gaadi khareedne se pehle sochte hain, jisse demand kam ho sakti hai. Investors ko ab in sectors ki companies ke profit margins par nazar rakhni hogi.
Banking sector ka kya scene hai?
Banks ke liye ye situation thodi tricky hai. Ek taraf loans se zyada income ki ummeed hai, lekin doosri taraf unhe customers ko deposits par bhi zyada interest dena padega. Agar deposit cost badh gayi, toh banks ke profit margin par dabav aa sakta hai.
'Calibrated Tightening' ka matlab?
RBI ab kaafi cautious mode mein hai. 'Calibrated tightening' ka matlab hai ki central bank economy ka data dekhkar dheere-dheere steps lega taaki inflation control mein rahe. Agle kuch mahino tak, market ko har movement par nazar rakhni hogi kyunki interest rates ka seedha asar company ke expansion plans aur aapki jeb par padne wala hai.