Whalesbook
Bhai log, suno! April 1, 2026 se India mein Income Tax Rules mein ek bada update aa raha hai, jisse hum sabke salary aur benefits ka hisaab bilkul badal jayega. Yeh rules pehle clear nahi the, par ab government ne inko define kar diya hai aur sabke liye figures set kar diye hain.
Sabse pehle toh gifts ki baat karte hain. Ab company se ₹15,000 tak ka gift saal bhar mein tax-free milega. Aur agar interest-free loan ki baat karein, toh ₹2 Lakh tak ka loan koi taxable value nahi rakhega, pehle yeh limit sirf ₹20,000 thi! Kafi bada jump hai yeh.
Company car use kar rahe ho personal kaam ke liye? Choti cars ke liye ab har mahine ₹5,000 aur badi cars ke liye ₹7,000 taxable hoga. Aur agar driver bhi hai company ki taraf se, toh uske liye alag se ₹3,000 extra jod lo.
Aur bhi bahut kuch badla hai. Jaise employer diye hue meals ka allowance ab ₹200 per meal tak tax-free hai, jo pehle se 4 guna zyada hai. Bachchon ki education ke liye per child ₹3,000 per month aur hostel ke liye ₹9,000 per month milega. HRA exemption rules bhi ab 8 cities ke liye extend ho gaye hain.
Sabse zabardast change yeh hai ki labor law ke hisaab se ab basic pay total salary ka kam se kam 50% hona chahiye. Isse companies ko apne pay structure mein kaafi changes karne padenge, aur yeh humare take-home salary ko bhi effect karega.
Aisa lag raha hai ki government sabko naye tax regime ki taraf push kar rahi hai, jisme tax rates kam hain par deductions bhi kam milte hain. Par agar aapke paas home loan interest ya Section 80C ke bade deductions hain, toh purana tax regime aapke liye better ho sakta hai. Isliye sabko apni CTC carefully check karni hogi aur dono regimes compare karne honge. Companies bhi apne pay models adjust kar rahi hain, toh thoda time lagega sab settle hone mein. Tax experts se advice lena ab bohot zaroori hoga.