Government ne mandatory EPF wage ceiling ko badhakar ₹25,000 kar diya hai, jo 17 September 2026 se lagu hoga. Isse 51 lakh workers ka retirement corpus toh badhega, lekin jin-ki salary ₹15,000 se ₹25,000 ke beech hai, unki in-hand salary thodi kam ho jayegi.
Pension aur PF ka naya rule
Central government ne 12 saal baad finally EPF wage limit mein bada badlav kiya hai. Purani limit ₹15,000 thi jo 2014 se chali aa rahi thi, lekin ab ise badhakar ₹25,000 kar diya gaya hai. Iska seedha matlab ye hai ki ab zyada employees mandatory social security cover ke under aayenge, lagbhag 51 lakh naye log isse judenge.
Aapki pocket par kya asar?
PF rules ke hisaab se employee aur employer dono 12% contribution dete hain. Pehle limit ₹15,000 par ₹1,800 ka contribution jata tha, lekin ab ₹25,000 limit par ye ₹3,000 ho jayega. Toh agar aapki basic salary is range mein hai, toh aapki monthly in-hand salary mein ₹1,200 ki kami dekhne ko mil sakti hai. Haa, aapka retirement corpus definitely tezi se grow karega!
Companies ke liye tension?
Employer ko bhi match karke contribution dena hota hai, isliye manufacturing, retail, aur logistics jaisi labor-intensive industries ke liye wage bill badhne wala hai. Companies ka total Cost-to-Company (CTC) isse upar jayega, jiska asar shayad future hiring aur compensation plans par dikh sakta hai.
EPS aur Insurance ka kya?
Is badlav se Employees’ Pension Scheme (EPS) aur Employees’ Deposit Linked Insurance (EDLI) mein bhi changes aayenge. Pension fund mein ab bada share jayega, jisse future pension calculations change ho sakti hain. EDLI ka jo ₹7 Lakh ka max benefit hai, uspar bhi updates aa sakte hain. Apni agle mahine ki salary slip check karna mat bhoolna, wahi asli picture saaf hogi!