Budget 2026: Consultants ka tax scene stable! Old rules continue, Section 44ADA intact

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AuthorVihaan Mehta|Published at:
Budget 2026: Consultants ka tax scene stable! Old rules continue, Section 44ADA intact
Overview

Budget 2026 mein government ne consultants ke liye tax rules wahi rakhe hain, yaani ki koi bada change nahi hua. Old tax regime aur new tax regime dono mein khaas badlav nahi hai, aur consultants apne presumptive taxation ke liye Section 44ADA ka fayda uthana jaari rakh sakte hain.

Budget 2026: Consultants ke liye tax mein stability!

Chalo, sabse pehle ye pakka kar lete hain ki Budget 2026 mein consultants ke liye kya update hai. Toh, government ne tax rules mein koi drama nahi kiya hai, sab kuch practically pehle jaisa hi hai. Isse consultants ko apne financial planning mein ek stability milegi.

Section 44ADA ka magic continue!

Jo log consultancy karte hain unke liye Section 44ADA ek bohot bada tax saver hai. Iske through, aap apni total receipts ka 50% tak as an expense claim kar sakte hain, agar aapki income ₹75 lakh tak hai. Aur sabse achhi baat? Ye benefit old aur new dono tax regimes mein available hai. So, agar aap individual consultant hain, toh ye aapke liye game-changer hai.

Old Tax Regime abhi bhi king?

Jab baat deductions ki aati hai, toh old tax regime abhi bhi kaafi attractive hai. Yahan aap Section 80C ke under ₹1.5 lakh tak ke investments (jaise PPF, ELSS) par deduction le sakte hain. Plus, Section 80CCD(1B) se NPS mein extra saving aur Section 80D se health insurance premiums par bhi relief milta hai. New tax regime mein ye benefits ya toh hain hi nahi ya phir bohot limited hain, isliye bohot se log abhi bhi old regime ko pasand kar rahe hain.

Individual Consultant vs. Company: Kaun hai best?

Tax experts ka kehna hai ki agar income bahut zyada na ho, toh ek individual consultant hona sabse tax-efficient hai. Aap Section 44ADA ka fayda utha sakte hain aur paisa nikalne par koi extra tax nahi lagta. Lekin agar aap LLP (Limited Liability Partnership) banate hain, toh aapko flat 30% tax dena padega aur Section 44ADA bhi nahi milega. Private Limited Companies mein tax kam ho sakta hai agar profits ko business mein hi rakha jaaye, lekin jab dividends nikalte hain, toh us par dobara tax lagta hai.

Tax Planning ke kuch tips!

Experts jaise Ritika Nayyar aur SR Patnaik keh rahe hain ki agar aap tax bachana chahte hain, toh kuch cheezein follow karni hongi. Sabse pehle, apne saare bills, receipts, tickets sab sambhal kar rakhein taaki expenses claim kar sako. Saath hi, saal ke shuru mein hi apni income ka estimate laga lo taaki advance tax time par bhar sako aur interest se bach sako. Apne personal aur business expenses ko alag rakho aur official transactions ke liye alag bank account use karo. Professional fees, rent, travel, phone bills, marketing expenses ye sab aapke deductible expenses mein aa sakte hain.

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