Whalesbook
Competition Ka Game Hai Ya Kuch Aur?
Poori Indian mutual fund industry mein abhi ek naya trend chal raha hai. Fund houses sirf returns aur costs pe hi nahi lad rahe, balki exit loads ko bhi kam kar rahe hain taaki zyada investors unki taraf khichein.
Sabse pehle toh ICICI Prudential Mutual Fund ne ek bada move kiya. Unhone apni 5 active equity schemes mein exit load period ko 1 saal se kam kar ke sirf 30 days kar diya hai. Phir WhiteOak Capital Mutual Fund ne toh sabhi equity aur hybrid schemes se exit load poora hi hata diya!
Bade Players Bhi Action Mein
Ab bade players jaise Tata Mutual Fund aur SBI Mutual Fund bhi peeche nahi hain. Wo bhi August-September 2025 tak changes laane wale hain. Tata MF 30 din ke andar redemption pe 0.5% exit load lega, aur SBI MF 30 din pe 0.25% aur 90 din pe sirf 0.1% lega. Ye pehle wale exit loads se kaafi kam hai, jo aksar 1% tak hote the 1 saal ke andar.
Ye Sab Ho Kyun Raha Hai?
Experts kehti hain ki do wajah hain - ek toh market mein competition bahut badh gaya hai, aur doosri taraf investors bhi zyada disciplined ho gaye hain aur long-term investing pe focus kar rahe hain. Isliye, fund houses ko apne fee structures ko bhi simple karna pad raha hai.
Passive Funds Ko Takkar
Ye kam exit loads active funds ko passive funds se compete karne mein bhi madad karenge, jahan generally koi exit load nahi hota. Jab tak investors ko easy exit milega, tab tak active funds bhi attractive rahenge.
Alag Alag Views Bhi Hain
Lekin sabhi ka view same nahi hai. Kuch fund houses jaise Parag Parikh Flexicap Fund abhi bhi zyada exit loads rakhte hain, taaki investors baar-baar buy-sell na karein aur long-term investment bani rahe. Unke liye ye behavioral tool hai. Par wahi, WhiteOak Capital MF ke CEO Aashish Somaiyaa ka kehna hai ki jab 1 saal ke andar sale pe capital gains tax lagta hi hai, toh alag se exit load ka zyada matlab nahi banta aur sirf extra cost hi hoti hai.