Whalesbook
Passive Fund Assets Ka Naya Record: ₹15 Lakh Crore Paar
India mein passive mutual fund assets ne ₹15.19 lakh crore ka record bana liya hai April tak, jo pichhle mahine se 7.6% zyada hai. AMFI ne bhi is growth ko confirm kiya hai. Yeh saaf taur par dikhata hai ki Indian retail investors ab kam fees, zyada clarity wale aur systematic investment products ki taraf zyada aa rahe hain. Digital platforms ki wajah se ye sabhi ke liye accessible ho gaya hai.
Retail Investors Ko Passive Investing Kyun Pasnad Aa Rahi Hai?
Is nationwide trend ke peeche kai reasons hain. Financial education badhi hai aur easy-to-use digital investment platforms ne entry barriers ko kam kar diya hai. Experts bol rahe hain ki duniya bhar mein low-cost, simple aur transparent investments ki demand badh rahi hai, aur ab India mein bhi yeh trend pakad raha hai. HSBC Mutual Fund ke CEO, Kailash Kulkarni, ne kaha, "Passive investing globally adopt ho raha hai kyunki investors cost efficiency, simplicity aur transparency chahte hain. India mein, zyada products aur index products tak aasan access se participation badh raha hai." SBI Mutual Fund ke Joint CEO, D P Singh ne add kiya ki investors ka samajhna badha hai aur long-term focus, jismein digitization ne help kiya hai, index funds aur ETFs ko zyada accessible bana raha hai, khas kar naye investors ke liye.
Standard Indices Se Aage Badhti Diversification
Ab sirf Nifty 50 aur Sensex jaise standard indices se hi nahi, balki aur bhi alag-alag tarah ke passive options aa rahe hain. Investors sector-specific Exchange-Traded Funds (ETFs), thematic funds, aur advanced smart beta aur factor-based strategies mein bhi interest dikha rahe hain. Yeh global trends ke saath match karta hai aur dikhata hai ki investors ab specific market segments ya investment factors mein low-cost access chahte hain.
Active Aur Passive Ko Kaise Balance Karein?
Industry mein kai log maante hain ki active aur passive investing dono hi ek balanced portfolio ke liye zaroori hain. Passive strategies core ban sakti hain, jo kam kharche mein broad market exposure deti hain, jabki active funds ko specific opportunities ya market inefficiencies ka fayda uthane ke liye use kar sakte hain. Sabse achha combination investor ke personal goals, risk tolerance aur investment horizon par depend karta hai.
Passive Investing Mein Risk Ko Samajhna Na Bhoolein
Passive investments ke fayde hain, lekin risks bhi hain. Ye apne underlying index ke market risk ke subject hote hain, matlab jab market girta hai toh ye bhi girte hain. Agar koi index kuch sectors ya stocks mein zyada concentrated ho jaye toh concentration risk bhi ho sakta hai. Investors ko tracking errors (fund ka performance benchmark se alag hona) aur liquidity issues (kuch ETFs mein) se bhi savdhan rehna chahiye. Kuch smart beta strategies long-term mein underperform bhi kar sakti hain agar market unke targeted factors se hat jaye.