Whalesbook
Aisa kya hua ki sab is fund ke peeche pad gaye?
Actually, Aditya Birla Sun Life Multi Asset Allocation Fund ne bahot kam time mein investors ka dil jeet liya hai. December 2025 tak iski Assets Under Management (AUM) ₹5,588.55 Crore ko touch kar gayi thi. Yeh dekh kar lagta hai ki log multi-asset strategies par kaafi bharosa kar rahe hain.
Aur returns ki baat karein toh, pichle ek saal mein fund ne lagbhag 21.35% ka return diya hai, jabki is category ke dusre funds ne average ~15.1% return diya hai. Toh ek saal ke hisaab se toh yeh fund top performer lag raha hai.
Lekin asli masala yahan hai: yeh fund launch hua tha January 31, 2023 ko. Matlab abhi isko 2 saal bhi poore nahi hue hain! Toh agar koi sources iske 3 saal ke returns ki baat kar rahe hain, toh woh data sahi nahi lagta. Investors ko asli, verifiable data pe dhyan dena chahiye. Waise, 3 February 2026 ko iska NAV ₹17.51 tha.
Baki Funds Ke Muqable Kaisa Hai Yeh Fund?
Ab chalte hain expense ratio ki taraf. Is fund ka regular plan ka expense ratio 1.75% hai, jo thoda zyada hai. Jaise Nippon India Multi Asset Allocation Fund ka expense ratio 0.25% hai aur UTI Multi Asset Allocation Fund ka 0.6% hai.
Jab hum Quant Multi Asset Allocation Fund jaise competitors ko dekhte hain, jinhone pichle 3 saalon mein ~24.71% returns diye hain, ya Nippon India Multi Asset Allocation Fund ka 21.83%, toh hum Aditya Birla fund se 3 saal ka comparison nahi kar sakte kyunki uska data hi available nahi hai.
Fund ka allocation dekhein toh equity mein 61.92% aur debt mein 10.26% hai. Ismein Gold aur Silver ETFs ke saath-saath Reliance Industries aur Bharti Airtel jaise bade stocks bhi hain. Yeh strategy alag-alag asset classes se returns kamane ki koshish hai.
Investors Ko Kya Dhyan Rakhna Chahiye?
Multi-asset funds popular ho rahe hain kyunki woh diversification dete hain, matlab risk kam hota hai, especially jab 2025 mein market mein volatility thi. Yeh investors ko alag-alag jagah invest karne ka ek easy tarika dete hain.
Par Aditya Birla Sun Life Multi Asset Allocation Fund abhi naya hai, toh investors ko thoda sabar rakhna hoga aur iske performance ko aage aane wale market cycles mein dekhna hoga. Jab tak iska ek bada track record nahi banta, tab tak iss fund ka sahi assessment karna mushkil hai. Aur haan, zyada expense ratio ko bhi nazar andaaz na karein.