Jan Suraksha Schemes: Govt ne diya **₹25,160 Crore** ka tohfa! Lakhon families ki hui madad

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AuthorIshaan Verma|Published at:
Jan Suraksha Schemes: Govt ne diya **₹25,160 Crore** ka tohfa! Lakhon families ki hui madad
Overview

Arre bhaiyo aur behno, Finance Minister Nirmala Sitharaman ne bataya hai ki sarkaar ki Jan Suraksha schemes, jaise PMJJBY aur PMSBY ne 2015 mein launch hone ke baad se ab tak total **₹25,160 Crore** se zyada claims diye hain. Ye schemes affordbale financial protection deti hain aur millions tak pahunch chuki hain, jo ek bada milestone hai.

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Yeh jo claims ki badi figures dikh rahi hain na, yeh pakka karti hain ki government har zaruratmandon tak social security pahunchane mein lagi hai.

Kaunsi scheme ne kitna diya?

Sabse important Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) ne life insurance ke liye ₹21,500 Crore se zyada 10.7 lakh se zyada families ko diye hain. Aur Pradhan Mantri Suraksha Bima Yojana (PMSBY) ne accidental death aur disability ke liye ₹3,660 Crore se zyada 1.84 lakh se zyada families ko diye hain. Ye numbers dikhate hain ki schemes kitni popular hain aur 2015 se kitna impact kiya hai.

Enrollment numbers ka kya scene hai?

In social security programs mein enrollment bhi zabardast hui hai. 27 Crore se zyada log PMJJBY mein hain, jabki PMSBY mein 58 Crore se zyada enrollments hain. Aur agar baat karein Atal Pension Yojana (APY) ki jo retirement ke liye hai, toh usme 9 Crore se zyada log jud chuke hain. Ye numbers India mein sabko financial protection dene ki taraf ek bada kadam hai.

Kaise kaam karti hain ye schemes?

PMJJBY mein ₹436 saalana premium par ₹2 lakh tak ka life cover milta hai 18-50 saal walon ke liye. PMSBY mein sirf ₹20 saalana premium par ₹2 lakh ka accidental death/disability cover aur ₹1 lakh ka partial disability cover milta hai, 18-70 saal walon ke liye. APY mein unorganized sector ke 18-40 saal ke workers ke liye retirement ke baad ₹1,000 se ₹5,000 tak ka monthly pension mil sakta hai. Recent data ke hisaab se female subscribers aur PMJDY account holders bhi kaafi enroll kar rahe hain.

Digital access bhi hai ab!

Ab logon ko aasani ho, iske liye ek online Jan Suraksha Portal launch kiya gaya hai. Is portal se log seedha online apply kar sakte hain bina bank branch gaye, aur claims bhi jaldi settle hote hain. Finance Minister ne bank aur insurance staff ki bhi tareef ki hai yeh sab milestones achieve karne ke liye.

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