Whalesbook
Yaar, desh videsh mein jo tensions chal rahi hain na, specially Iran ke aas paas, usne sabke saamne khulasa kar diya hai ki apni trade kitni vulnerable hai. Apni almost 70% trade, jo saal ki $800-850 billion ki hai, woh jaati hai samundar se. Aur iske liye hum log 13 European aur US ke foreign insurers par depend karte the jo global 'protection and indemnity' (P&I) cover manage karte hain.
Jab bhi kahin jang ya sanctions lagte hain, toh yeh foreign guys insurance costs badha dete hain ya policy cancel kar dete hain. Is wajah se, hamare $10 billion ke exports aur imports atakne ka risk tha. Aur upar se, har saal hum log $350-500 million sirf maritime insurance premiums par uda rahe the.
Isi problem ka solution nikaalte hue, Government ne launch kiya hai 'Bharat Maritime Insurance (BMI) Pool'. Is pool ke teen main parts hain:
- Ek ₹950 crore (matlab $100 million) ka 'War-Risk Fund', jise GIC Re manage karega aur public insurers aur oil companies support karengi.
- Ek $300 million ka 'Industry Claims Pool', jo exporters aur importers ko trade finance issues mein help karega.
- Aur sabse important, ek $1.2 billion ki 'Sovereign Guarantee', jo ek long-term fund hai agar war-risk fund se zyada claims aa gaye toh kaam aayega, aur trade finance mein bhi support dega.
Basically, India chahta hai ki hum log khud apne trade ko safe rakhein, aur 20 saal mein Japan aur China jaise countries ki tarah ek strong P&I pool banayein. Par challenge yeh hai ki Indian shippers ko in foreign clubs se nikaal kar apne pool mein laana padega, woh bhi competitive rates par. Abhi toh Indian shippers ka global capacity mein share sirf 1% se bhi kam hai, toh yeh ek bada goal hai jiske liye ship registration aur regulations mein bhi changes lane honge.