Canara HSBC Life Insurance ne NRIs ke liye ek US dollar-denominated ULIP launch kiya hai. Ab aap bina kisi rupee conversion tension ke global assets mein seedhe dollar se invest kar sakte hain.
NRIs ke liye naya mauka
Canara HSBC Life Insurance ne Global Wealth Plan launch kiya hai, jo khaas taur par NRIs ke liye hai. Ye plan Gujarat ke GIFT City (International Financial Services Centre) se offer kiya ja raha hai.
Sabse bada faayda ye hai ki ye pura product US Dollars mein kaam karta hai. Iska matlab hai ki aapko baar-baar rupee mein conversion ki tension lene ki zaroorat nahi hai. Aap global equities, gold, silver aur debt instruments mein asani se paisa laga sakte hain.
Partnering aur Ownership
Ye company teen bade players ka combo hai: Canara Bank (51% stake), HSBC Insurance (Asia-Pacific) Holdings (26%), aur Punjab National Bank (23%). Is product ko distribute karne ke liye Policybazaar ke sath partnership ki gayi hai.
Plan ke 3 levels:
- Wealth Tier: Long-term growth ke liye.
- Wealth Plus: Isme 'Premium Funding Benefit' hai, yaani policyholder ke na rehne par bhi premium bhara jayega.
- Wealth Forever: Ye whole-life cover hai, jo family wealth transfer ke kaam aata hai.
Investor ke liye warning!
Ye market-linked product hai, toh returns global markets ke performance par depend karenge. Ismein volatility ka risk hamesha rehta hai. Sath hi, GIFT City ke rules aur IFSCA ke regulatory guidelines alag hote hain, isliye invest karne se pehle tax implications aur terms ko achhe se padh lein.