Axis Max Life Insurance, pehle Max Life Insurance Company Limited ke naam se jaani jaati thi, ne apna Smart Term Plan Plus ab 18 saal ke students ke liye bhi extend kar diya hai. Isse young adults jo higher education kar rahe hain, woh ₹2 crore tak ka life cover secure kar sakte hain.
Protection Gap Ko Bharna
Insurer ka aim hai life insurance ke liye typical entry age jo lagbhag 35 saal hai, use kam karke 18 saal karna. Yeh un non-earning individuals ke liye critical protection gap ko address karta hai jinko pehle income proof na hone ki wajah se coverage lene mein dikkat aati thi. Early access se students ko significantly lower premiums secure karne ka mauka milta hai.
Strategic Expansion
Vaibhav Kumar, Senior Vice President at Axis Max Life, ne kaha ki company "evolving segments tak protection net expand karna" chahti hai. Woh student-centric life cover ko apne bade goal "Insurance for All by 2047" ka integral part maante hain. Innovative underwriting processes se verifiable income ke bina bhi financial protection facilitate hoti hai.
Enhanced Rider Benefits
Plan mein optional riders bhi shamil hain Accidental Death & Dismemberment aur Critical Illness & Disability ke liye. Yeh riders additional benefits dete hain, jisme supplementary health check-ups aur mental health support bhi hai, jo students ke liye policy value ko enhance karta hai.
Digital-First Enrollment
Axis Max Life ne digital-first onboarding process design kiya hai. Yeh parental income tax records aur video-based medical examinations ka use karke enrollment ko simple banata hai. Is strategy ka aim students mein financial awareness aur discipline promote karna hai, saath hi access ko easy banana hai.