Whalesbook
Dekho, salaried logon ke liye July 31, 2026 ki Income Tax Return (ITR) file karne ki date bilkul sir par hai. Bahut log sochte hain ki employer se milne wala Form 16 hi sab kuch hai.
Lekin experts keh rahe hain ki sirf Form 16 par depend karna galat hai. Ye bas ek chhota sa hissa dikhata hai jo Income Tax Department ko aapke baare mein pata hai.
Asli game hai Annual Information Statement (AIS) aur Form 26AS ka! Ye dono documents aapke saare financial transactions ka ek bada record rakhte hain. Jaise salary, interest, dividends, share market ki trading, sab kuch.
Ye sab information employers, banks, brokers, aur dusre financial institutions se aati hai. Agar aapke ITR mein aur in official records mein koi difference mila, toh bhari mushkil ho sakti hai.
Aise mismatches se aapka tax refund late ho sakta hai, Income Tax Department aapko zyada notice kar sakta hai, ya seedha notice bhej sakta hai. Chhoti si bhool, jaise savings account ka interest mention na karna ya AIS mein galat sale value dikhna, bhi problem khadi kar sakti hai.
Achhi baat ye hai ki aap income tax portal par AIS mein galatiyan flag kar sakte ho aur unhein sahi karwane ke liye feedback de sakte ho.
Form 26AS ko apna 'tax passbook' samjho. Ismein likha hota hai ki aapke PAN par kitna tax TDS (Tax Deducted at Source) kata hai aur government mein jama hua hai.
Ye dikhata hai employer ka TDS, tax collected at source, self-assessment tax payment, aur agar koi refund mila ho toh woh bhi.
Tax experts bolte hain ki zyada tar filing mistakes tabhi hoti hain jab log jaldi karte hain. Thoda extra time lekar apne salary slips, bank statements, aur investment records ko AIS aur Form 26AS se match kar lo. Ye chhota sa effort baad mein badi pareshani se bacha sakta hai. Asal sawaal ye hai, kya aapka ITR wohi bata raha hai jo tax department aapke finances ke baare mein jaanta hai?