Whalesbook
Gharon Ki Saving Mein Bada Shift
Ab India ke log apna paisa bachane ke liye gold aur real estate se thoda door ho rahe hain. Securities and Exchange Board of India (SEBI) ki nayi research ke according, log ab market-linked investments ko zyada pasand kar rahe hain.
Mutual Funds Mein Paisa Barsat
Muhalle ka investor ho ya koi bhi, sab mutual funds mein paisa laga rahe hain. FY23 mein jo mutual funds mein paisa aa raha tha woh ₹1.66 lakh crore tha, lekin FY25 tak yeh badhkar ₹5.13 lakh crore ho gaya hai. Systematic Investment Plans (SIPs) aur mutual funds ka craze badh raha hai.
Stock Market Ab Sabke Liye
SEBI ka andaaza hai ki FY25 mein Indian households ne ₹141.3 lakh crore assets jaise equities, mutual funds, debt, REITs, aur InvITs mein invest kiye hain. Ismein ₹88.9 lakh crore sirf equities mein aur ₹44.4 lakh crore mutual funds mein hain. Iska matlab hai ki stock market ab sirf experts ke liye nahi, sabke liye common ho gaya hai.
Financial Savings Mein Izaafa
Abhi bhi gold aur property mein zyada savings hai, lekin financial savings bhi dheere-dheere badh rahi hai. FY23 mein total household savings ka 27% financial savings thi, jo FY25 mein 33% ho gayi hai. Isse pata chalta hai ki log market investments mein zyada comfortable ho rahe hain.
Post-Pandemic Investment Ka Josh
COVID-19 ke baad se toh market mein investment ka josh hi alag hai. Report kehti hai ki pandemic ke baad individual investors ki participation mein ek 'spectacular increase' dekha gaya hai. Securities market mein household savings FY23 mein ₹2.59 lakh crore thi jo FY25 mein ₹6.91 lakh crore ho gayi hai. Investment apps, easy digital sign-ups aur SIPs ki awareness ne isko aur boost diya hai.
Naye Calculation Method Se Clear Picture
SEBI ne yeh bhi bataya hai ki pehle ke andaazon mein household market participation ko underestimate kiya ja raha tha. Naye calculation ke hisaab se, FY25 mein securities market se household savings ₹6.91 lakh crore rahi, jabki purane estimate ₹5.43 lakh crore tha. Yeh naya method ETFs, REITs, InvITs aur secondary market trades ko bhi include karta hai, jisse Indian investment trends ki ek saaf tasveer saamne aati hai.