India Cash Circulation Record: Paise ki baarish? Election kharch aur market ki game ne badhaya Rs 42.86 trillion tak.

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AuthorKavya Nair|Published at:
India Cash Circulation Record: Paise ki baarish? Election kharch aur market ki game ne badhaya Rs 42.86 trillion tak.
Overview

Bhai log, India mein haath mein cash bahut zyada ho gaya hai! Circulation **11.5%** saal-dar-saal badh kar **₹42.86 lakh crore** pe pahunch gaya hai mid-May tak. Digital payment badhne ke baad bhi yeh cash ka demand election spending, gaon ki economy, inflation, aur market ki gadbad se bachne ke liye hai.

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Physical Cash Ka Demand Kam Hi Nahi Ho Raha!

Sun lo sab log, India mein currency circulation (CiC) ne ek naya record banaya hai. Ab tak ₹42.86 lakh crore ho gaya hai, jo pichhle saal se 11.5% zyada hai. Fiscal year 2027 ke pehle 6 hafton mein hi ₹1.15 lakh crore badh gaye! Lagta hai abhi bhi log notes aur coins ko zyada pasand kar rahe hain, bhale hi digital payments kitne bhi badh gaye hon.

Cash Itna Zyada Kyun Ho Raha Hai?

Experts keh rahe hain ki iske peeche kaafi reasons hain. Sabse bada reason toh hai election ka kharcha jo alag-alag states mein chal raha hai. Plus, gaon mein income acchi hui hai aur kheti bhi badhiya chal rahi hai, iski wajah se cash ka use zyada ho raha hai. Log market mein chal rahi gadbad se bachne ke liye bhi cash ko safe rakh rahe hain. Aur haan, inflation ki wajah se bhi zyada paisa lag raha hai.

Government Schemes Aur Gaon Ki Economy Ka Role

Government ki direct cash transfer schemes bhi shayad thoda cash ko banking system se bahar la rahi hain. Gaon mein badhti demand toh hai hi. Reserve Bank of India (RBI) ne bataya hai ki India ke GDP ke hisse se dekhein toh cash circulation 12.1% (FY26) ho gaya hai, jo pehle 14.4% (FY21) tha. Matlab economy digital ho rahi hai, par phir bhi cash ki demand kam nahi ho rahi.

Market Ki Gadbad Aur Economic Situation

Aajkal global market mein kafi upar-neeche ho raha hai. Geopolitical problems bhi hain. Is wajah se Indian Rupee, US Dollar ke muqable kamzor ho raha hai. Isse import mehnga ho sakta hai aur inflation bhi badh sakta hai. Inflation abhi 3.48% (April 2026) ke aas-paas hai, par bahar se pressure hai, khaas kar crude oil ke rates badhne se. RBI apni taraf se market ko control karne ki koshish kar rahi hai.

Digital Payments Vs. Cash

Digital transactions, jaise UPI, mein bhi bahut growth hui hai - 21% badhkar ₹314.23 lakh crore (FY26) ho gaya hai. Lekin phir bhi, cash circulation badh raha hai. Yeh dikhata hai ki log digital payments ke saath-saath cash ko bhi value store karne aur kuch specific kaam ke liye prefer kar rahe hain, khaas kar gaon mein aur save karne ke liye. Kuch log toh GST notices se bachne ke liye bhi cash use kar rahe hain aisa bhi lag raha hai.

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Disclaimer:This content is for educational and informational purposes only and does not constitute investment, financial, or trading advice, nor a recommendation to buy or sell any securities. Readers should consult a SEBI-registered advisor before making investment decisions, as markets involve risk and past performance does not guarantee future results. The publisher and authors accept no liability for any losses. Some content may be AI-generated and may contain errors; accuracy and completeness are not guaranteed. Views expressed do not reflect the publication’s editorial stance.