Whalesbook
Government ka bada kadam: Economic shocks se bachao!
Dekho, yeh wali scheme Covid ke time wali ECLGS se inspire hai, par iska reason thoda alag hai. Jab Corona tha toh logon ke paas paisa nahi tha, demand gir gayi thi. Abhi situation yeh hai ki input costs badh rahe hain, shipping mein dikkat aa rahi hai, insurance bhi mehnga ho gaya hai. Toh government chahti hai ki companies, especially MSMEs ko cash ki kami na ho aur economy stable rahe.
Iran Conflict Ka Impact Aur Support!
Yeh credit scheme lagbhag ₹2 lakh crore se lekar ₹2.5 lakh crore tak ki ho sakti hai. West Asia mein chal rahe conflict ki wajah se jo economic problems aa rahi hain, jaise ki logistics costs badhna aur shipping routes mein problem, un sabko tackle karne ke liye yeh support diya ja raha hai. Plan hai ki problems seriously hone se pehle hi action liya jaye, taaki MSMEs ko koi cash ki shortage na ho.
ECLGS Jaisa, Par Nayi Challenges!
Covid ke time ECLGS ne bahut help ki thi, lagbhag 117.87 lakh businesses ko support mila tha, jismein 95% se zyada MSMEs the. SBI Research ke hisaab se isse ₹1.8 lakh crore ke MSME loans NPA hone se bach gaye. Par abhi wali situation alag hai. Abhi costs badh rahi hain aur supply chain mein uncertainty hai, demand ka issue nahi hai. Toh yeh nayi scheme ko operational costs aur supply issues ko dekhna padega.
Global Situation Aur India Ka Future!
Experts ka kehna hai ki agar yeh conflict chalta raha, toh India ki GDP growth 1 percentage point tak kam ho sakti hai aur inflation 1.5 percentage points tak badh sakti hai. Bank of America ne toh FY27 ke liye India ki GDP growth forecast 6.5% kar di hai aur crude oil prices $92.50 per barrel ke hisaab se inflation 5.2% tak ja sakti hai. India energy imports par kaafi depend karta hai, lagbhag 85% crude oil bahar se aata hai. Agar Strait of Hormuz mein problem hui toh crude prices aur badh jayenge aur trade deficit bhi.
Iske alawa, Gulf countries mein kaam karne wale millions Indian workers ki remittances par bhi impact padega, jo saal ka $50 billion tak hota hai. Toh yeh nayi credit scheme kitni effective hogi, yeh dekhna padega, kyunki yeh pandemic wale demand shock se alag tarah ki problem hai. RBI ko bhi inflation control aur growth support ke beech balance banana padega. Government ne customs duty cut karne aur fuel prices control karne jaise bhi steps uthaye hain.