Asal mein, daam badh rahe hain har taraf. Milk ke prices phir se upar gaye hain, aur CNG bhi kai cities mein mehngi ho gayi hai. Gold aur silver par bhi import duty badhne se unke rates bhi sky-high ho gaye hain, jisse ab families ke liye afford karna thoda mushkil ho gaya hai.
Leveraged Growth ke CEO, Aswini Bajaj ne ek baat clear ki hai ki 'austerity' ka matlab ye nahi ki aap apni zindagi se saari khushiyan hi hata do. Balki, ye smart tarike se kharcha karne ke bare mein hai. Isse families mushkil waqt mein bhi financially stable reh sakti hain, bina apni chhoti-motii comforts ko chode.
Ab woh jo baar-baar online food delivery apps se order karte ho na, usmein kaafi paisa nikal jata hai. Hidden charges aur restaurant ke markups milakar bill bahut zyada ho jata hai. Bajaj ka kehna hai ki agar hafte mein 1 ya 2 baar hi order karo toh kafi savings ho jayegi aur ghar ka khana zyada healthy aur sasta padega.
Experts yeh bhi keh rahe hain ki choti-choti cheezon ke liye jab tak grocery delivery hoti hai, tab tak budget bigad jata hai. Ek hi baar mein organize hokar bada shopping karna zyada cost-effective hota hai. Aur woh naye kapde kharidne ka pressure jo social media par hota hai, use bhi thoda control karna chahiye. Purane outfits hi pehnein aur quality wale, durable kapde kharidein.
Luxury brands, 'must-have' items aur bade-bade holidays ye sab zyada tar emotional ya social pressure ki wajah se khareede jaate hain. Bajaj advice karte hain ki kisi bhi cheez ki asli value dekho, sirf brand name ke peeche mat bhago. Mehange events aur kaise comforts dhire-dhire 'essentials' ban jate hain – jise 'lifestyle inflation' kehte hain – ispar bhi soch-vichaar karne ki zarurat hai. Yehi sab avoidable kharche control karna hi financial stability ki kunji hai.