India ab cash-based welfare ki jagah citizens ko PSU (Government-owned) companies mein equity dene ka plan bana rahi hai. AI ke daur mein job market ke risks ko dekhte hue sarkar long-term wealth create karne par focus kar rahi hai.
UBI ki jagah Equity model?
Sarkar ek bade badlav par soch rahi hai. Traditional cash-based Universal Basic Income (UBI) model ke liye lagbhag ₹11 Lakh Crore ka kharcha aata hai, jo fiscal deficit ke liye bada challenge hai. Isliye, ab cash dene ke bajaye citizens ko sarkar ki apni companies yani PSU (Public Sector Undertakings) ke shares dene ki baat chal rahi hai.
Ye kaise kaam karega?
India ka digital infrastructure itna strong hai ki sarkar seedhe citizens ke accounts mein PSU ke shares transfer kar sakti hai. Isse faayda ye hoga ki citizens sirf 'cash' nahi, balki 'assets' hold karenge jinse unhe dividend income bhi mil sakti hai. Norway jaise countries ne bhi pehle aisa wealth management model try kiya hai.
Investors ke liye kya hai risk aur reward?
- Market Volatility: Agar aam janta ka safety net PSU stocks par depend karega, toh market mein koi bhi badi girawat unke liye khatra ban sakti hai.
- Liquidity Boost: Agar karodon naye retail investors PSU stocks mein aayenge, toh market liquidity mein zabardast jump aa sakta hai.
- Policy Challenges: Sarkar ko disinvestment aur privatization ke waqt majority shareholder hone ke naate balanced decision lene honge.
Abhi ye sirf discussion stage par hai, lekin agar aisa hota hai toh Indian stock market ka poora landscape badal sakta hai!