Is baar budget mein MSME sector ke liye triple dhamaka hone wala hai. Finance Minister Nirmala Sitharaman ne bataya hai ki government MSMEs ko champion banane ke liye three-pronged strategy par kaam kar rahi hai: equity support, liquidity badhana, aur professional help dena.
Naye Funds aur Equity ka Catalyst
Sabse pehle toh ₹10,000 Crore ka 'SME Growth Fund' launch ho raha hai. Yeh fund seedha companies mein paisa invest karega (equity support), jo ki pehle se kaafi alag hai jahan debt par zyada focus hota tha. Iske alawa, ₹2,000 Crore ka top-up 'Self-reliant India Fund' mein bhi aayega, joh pehle se hi risk capital provide kar raha hai micro-enterprises ko.
Liquidity ka Game Changer: TReDS
MSMEs ke liye sabse badi dikkat hoti hai payment delays. Isko solve karne ke liye TReDS (Trade Receivables Discounting System) ko central tool banaya ja raha hai. Ab se Central Public Sector Enterprises (CPSEs) ko unki saari kharidari MSMEs se TReDS par hi settle karni padegi. Yeh ek benchmark set karega. Aur, CGTMSE ke through invoice discounting ke liye credit guarantee support milega. GeM (Government e-Marketplace) bhi TReDS se judega taaki financiers ko easy information mile aur finance jaldi ho sake. Isse ₹8.1 lakh Crore ka jo paisa payments mein atka rehta hai, woh kam hoga.
Professional Bano, Aage Badho: 'Corporate Mitras'
Chhoti companies ko often professional help nahi mil paati, especially Tier-II aur Tier-III cities mein. Iske liye, government ICAI jaise professional institutions ke saath milkar 'Corporate Mitras' train karegi. Yeh log MSMEs ko compliance, financial discipline aur credit eligibility mein affordable cost par assist karenge. Isse companies aur organised hongi aur growth ke liye ready hongi.