Yeh Scheme Kyun Zaroori Hai?
Ab ye ECLGS 5.0 kyun zaroori hai? Simple hai, West Asia mein jo gadbad chal rahi hai na, usne sabka game kharab kar diya hai. Aviation sector ko hi dekh lo, flights cancel ho rahi hain, jet fuel ke daam asmaan choo rahe hain. Isliye saal ₹18,000 Crore ka nuksaan ho sakta hai airlines ko. ICRA jaise rating agencies bhi keh rahi hain ki ab situation 'negative' ho sakti hai. Air India bhi ₹20,000 Crore se zyada ka loss face kar sakti hai. Aur hamare MSMEs? Woh toh pehle se hi ₹25 Lakh Crore ke credit gap se lad rahe hain. Unko loan milna mushkil tha, ab aur bhi tough ho gaya hai. Isiliye government ne aviation sector ke liye alag se ₹5,000 Crore ka allocation bhi kiya hai.
Challenges Aur Risks:
Lekin bhai, har coin ke do side hote hain. Ye scheme ek help toh hai, par airlines pehle se hi itne debt mein hain ki ye sirf thoda sa relief dega, permanent solution nahi. MSMEs ke liye bhi loan milna abhi bhi mushkil ho sakta hai, kyunki banks shayad risk nahi lena chahein. Aur jab tak West Asia mein shanti nahi hogi, oil prices ka tension aur inflation ka dar bana hi rahega. Hafte pehle Hindustan Aeronautics Ltd (HAL) jaise companies ke liye investor bhage ja rahe the, PE ratio 32.7x se 44.3x tak tha, jo market ka confidence dikhata hai, par woh alag baat hai. Ye scheme toh unki madad ke liye hai jo sach mein struggle kar rahe hain.
Aage Kya Expect Karein?
Toh overall, ye ECLGS 5.0 ek zaroori step hai businesses ko sambhalne ke liye, jobs bachane ke liye, aur supply chain ko tight rakhne ke liye. Airlines ko thoda cash flow relief milega. Par asli test toh tab hoga jab ye West Asia conflict khatam hoga, banks sach mein paise de paayengi, aur MSMEs ke liye loan lene ka process aasan hoga. Airlines ka profit toh abhi filhal control mein nahi dikh raha. Ye scheme March 31, 2027 tak valid rahegi. Dekhte hain ye scheme kitna kaam aati hai, sirf short-term help ke liye ya long-term recovery ke liye.
