India mein market participation toh record level par hai, par ek naye SEBI survey ke hisaab se sirf **36%** investors ko market risks aur inflation ki sahi samajh hai. Baki **64%** logon ke liye ye badi dikkat ki baat hai.
Market mein bheed toh badh gayi, par knowledge ka kya?
Aajkal trading apps ki wajah se market mein ghusna toh bohot easy ho gaya hai. 25 million se zyada log NSE par registered hain aur mutual fund folios 28.62 crore ka mark paar kar chuke hain. Lekin SEBI ka 2025 survey ek kadwa sach batata hai—sirf 36% log hi market ke asli risks aur inflation ke impact ko samajhte hain.
Digital ease ek trap toh nahi?
Jab trading sirf ek click ki doori par ho, toh log aksar ise 'Financial Management' samajh lete hain. Ye comfort zone khatarank ho sakta hai! Bina basics ke log viral trends aur social media tips ke peeche bhaagte hain, jo market volatility ke waqt portfolio ko zero kar sakta hai.
Asli investor kaise bane?
Financial literacy sirf stocks ya funds chunna nahi hai. Ismein 3 cheezein sabse zaroori hain:
- Emergency funds tayyar rakhna.
- Insurance ka cover lena.
- Debt aur high-interest loans ko manage karna.
Saath hi, tax ka khel samajhna bohot zaruri hai, khaas karke long-term aur short-term capital gains ka fark. Yaad rakho, mutual fund industry ka AUM ₹82 lakh crore cross kar gaya hai, par aapke paise ki responsibility sirf aapki hai. Social media ki suni-sunayi baaton par chalne ke bajaye, khud research karke decision lena hi ek mature investor ki pehchan hai.