Gold ki Mahima: Returns ka Explosion!
Sabse pehle baat karte hain returns ki. SGB 2018-19 Series I, jo 4 May 2018 ko start hua tha, woh ab 4 May 2026 ko apna 8 saal ka safar poora karega. Jin investors ne isse ₹3,114 per gram ke issue price par khareeda tha (ya online discount ke baad ₹3,064 mein), woh ab ₹14,901 per unit ke redemption price par 386% ka zabardast absolute gain expect kar rahe hain. Yeh sach mein wealth creation hai!
Interest Bhi, Tax Bhi Bachao!
Sirf gold price hi nahi badha, SGB holders ko har saal 2.5% ka fixed interest bhi mila hai. Yeh interest saal mein do baar mila, jisse poore 8 saal mein cumulative 20% tak ka tax-free return ban gaya. Socho, gold investment ka maza aur tax bachaane ka fayda, woh bhi bina physical gold sambhalne ki tension ke!
Naye Tax Rules Ka Chakkar
Par rukko, yahan ek twist hai. April 1 se लागू hue naye tax rules ke according, SGB redemption par capital gains tax exemption sirf unhi investors ko milegi jinhone seedha primary issuance ke time bonds khareede the aur poore 8 saal hold kiye hain. Agar aapne secondary market se khareeda hai, chahe kitne bhi time ke liye hold kiya ho, toh ab redemption par tax-free benefit nahi milega. Isse future mein secondary market par SGB trading par asar pad sakta hai.
