Aakhir Indians ko physical gold itna kyun pasand hai?
Iska reason hai hamari sanskriti aur ek alag hi security feel. Q1 2026 mein bhi yahi dikha, jahan 62 tonnes physical gold bik gaya, woh bhi jab ki Gold ETFs mein sirf 20 tonnes invest hua. Ye sirf paisa nahi, aabadi ka trust aur rivaj hai.
Lekin Physical Gold Lena Thoda Mehenga Padta Hai
Bhai, physical gold lena itna bhi asaan nahi. Market rate se 2% se 10% tak ka premium lagta hai, coins par toh aur bhi zyada! Upar se 3% GST aur phir safe rakhne ke liye locker ka kharcha aur insurance. Bechte time bhi bhav kam milta hai. Dusri taraf, Gold ETFs mein sirf management fees aur expense ratio hota hai, jo 0.5% se 1.13% ke beech hota hai. Yeh ETFs kaafi transparent aur low cost hote hain.
Market Mein Kya Chal Raha Hai?
Waise toh physical gold ka culture gehra hai, inflation se bachata hai aur wealth transfer ka bhi kaam karta hai. Pichhle ek saal mein isne 59.2% ka return bhi diya hai! Lekin haan, ab log thode digital bhi ho rahe hain. Q1 2026 mein ETFs mein kaafi investment dekhne ko mila, especially January mein. Gold funds ka total AUM (Assets Under Management) badh kar ₹1.71 lakh crore ho gaya. BIS hallmarking se bhi trust badh raha hai. Gold import duty 5% ho gaya hai, par ye bade imports ko zyada fayda deta hai, average buyer ko nahi.
Aage Ka Outlook Kya Hai?
Aage kya? Log investment-wise khareedari karte rahenge, ETFs aur Sovereign Gold Bonds mein bhi. Geopolitical risks aur inflation ke chalte gold demand stable rehne ki ummeed hai. Jewellery demand price sensitive ho sakti hai, par overall spending theek-thaak rahegi. Jaise jaise log digital products se comfortable honge, shift dikh sakta hai, par physical gold ka cultural connection itna strong hai ki yeh portfolio ka ek bada hissa bana rahega, chahe thoda mehanga hi kyun na ho.
