Weaver Services ne Centrum Housing Finance mein **75.01%** stake khareeda! Affordable finance market mein entry.

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AuthorIshaan Verma|Published at:
Weaver Services ne Centrum Housing Finance mein **75.01%** stake khareeda! Affordable finance market mein entry.
Overview

Yaar, ek badi deal hui hai! Weaver Services Private Limited ne Centrum Housing Finance Limited mein **75.01%** controlling stake acquire kar liya hai. Yeh move unki affordable home finance market mein entry ko pakka karta hai, jismein Premji Invest, Light Speed, aur Gaja Capital jaise bade investors ka support hai.

Toh, asli mamla ye hai ki Weaver Services ne Centrum Housing Finance mein controlling stake le kar India ke affordable home finance sector mein ek badi entry maari hai. Ye deal unke liye kaafi strategic hai, aur ismein Premji Invest, Light Speed, aur Gaja Capital jaise bade investors ka bharpoor support hai.

Deal ki details ki baat karein toh, Weaver Services ko Khaitan & Co ne legal advice di hai. Aur haan, Weaver Services ne bache hue 24.99% stake ke liye Morgan Stanley Private Equity Asia se bhi binding agreements kar liye hain. Centrum Capital Limited ko JSA Advocates & Solicitors ne represent kiya. Centrum Housing Finance ka authorized share capital ₹3,000,000,000 aur paid-up capital ₹2,668,683,990 hai.

Abhi India mein housing loan market kaafi grow kar raha hai. Aise lag raha hai ki USD 839.91 billion tak pahunch jayega 2034 tak, matlab har saal 8.54% ki speed se. Government ki schemes aur cities mein badhti population ki wajah se log ghar khareed rahe hain, khaas kar Tier-2 aur Tier-3 cities mein. Affordable housing finance sector bhi kaafi achha perform kar raha hai, FY24 mein 29% aur FY25 mein 30% growth kaan lag raha hai. Is segment mein abhi lagbhag ₹10.6 trillion ka portfolio hai (Q3 FY24 tak).

Competition ki baat karein toh, HDFC Ltd. aur LIC Housing Finance jaise bade players pehle se hain. LIC Housing Finance ka market cap lagbhag ₹26,737.6 crore hai aur P/E ratio 4.61 ke aas-paas. Aavas Financiers, jo semi-urban aur rural areas mein affordable housing par focus karta hai, uska P/E 15.3 hai. HDFC Ltd. ka P/E 19.16 aur market cap ₹122,8582.50 crore hai. Centrum Housing Finance ki baat karein toh, June 30, 2025 tak uska Assets Under Management (AUM) ₹1,633 crore tha, FY25 revenue ₹218 crore tha aur Net Interest Margin (NIM) 5.79% tha.

Lekin, sab kuch itna bhi smooth nahi hai. Centrum Housing Finance ke disbursements FY25 mein 25% gir gaye, jabki AUM 14% badha. Company ka net worth ₹460 crore tha June 30, 2025 tak, lekin borrowings badhne se gearing 2.66x ho gaya. NIM bhi FY24 ke 6.05% se kam hokar FY25 mein 5.79% ho gaya. Loan Against Property (LAP) ke chote ticket size wale cases mein bhi thoda risk hai, jahan 70% se zyada affordable HFCs mein FY24 aur FY25 ke beech overdue assets badhe hain. Aur haan, Centrum Capital, jo parent company hai, uska trailing twelve-month EPS negative hai aur Debt to Equity ratio 307.8% hai, jo kafi high hai.

Overall, Weaver Services ek competitive market mein enter kar raha hai, jahan lagbhag 90 other affordable housing finance companies bhi hain. Lekin, affordable housing market mein badhti demand aur investors ke support ke saath, agar Weaver Services ne apni strategy sahi se implement ki toh long-term growth ki kafi chances hain. Competition aur market changes ko manage karna inke liye crucial rahega.

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