Union Bank of India ne FY25-26 ki teesri quarter (31 December 2025 ko samapt) ke financial results declare kiye hain, jismein net profit mein 9% year-on-year badhotri dikhai di hai, jo ₹5,017 crore raha. Ye growth ₹9,328 crore ke Net Interest Income (NII) se support hui, jo pichhle saal ki tulna mein 1% zyada hai. Jabki Net Interest Margin (NIM) thoda kam hokar 2.76% (yoY) ho gaya, bank ki asset quality mein mazboot sudhar hua hai. Gross Non-Performing Assets (GNPA) ratio 79 basis points kam hokar 3.06% par aa gaya, aur Net Non-Performing Assets (NNPA) ratio 31 basis points girkar 0.51% ho gaya. Provision Coverage Ratio (PCR) bhi sudhar kar 95.13% ho gaya. Bank apne Capital Adequacy Ratio (CAR) ko 18.02% par barkarar rakhe hue hai, jo future growth ke liye solid buffer provide karta hai. Union Bank of India digital transformation (VYOM app) aur retail & MSME jaisi inclusive growth segments par focus kar raha hai, jahan advances mein saal-dar-saal 21.67% aur 19.75% ki growth dekhne ko mili hai. Q3 results ke baad, Union Bank ka stock 16 January 2026 ko ₹182.95 ke multi-year high par pahuncha. Filhaal, 21-22 January 2026 ko stock ₹172-₹176 ke range mein trade kar raha hai. Market capitalization lagbhag ₹1.34 trillion hai. Valuation metrics jaise P/E ratio lagbhag 7.1x aur P/B ratio 1.1x hain, jo indicate karte hain ki stock apni earnings aur book value ke hisaab se reasonable range mein hai. 16 January 2026 ko trading volumes bhi kafi zyada the, lagbhag 35.09 million shares trade hue. Market analysts ka Union Bank of India par outlook generally positive hai, kai brokerage firms ne 'Buy' ratings di hain aur price targets ₹165 se ₹208 ke beech set kiye hain.
Union Bank Stock Zaroorded, Q3 Earnings Aur Asset Quality Sudhar Se Multi-Year High Par
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Overview
Union Bank of India ka stock Q3 FY26 ke zabardast results aur asset quality mein improvement ke baad multi-year high par pahunch gaya hai. Bank ne 9% YoY badhotri ke saath ₹5,017 crore ka net profit report kiya, aur GNPA ghata kar 3.06% ho gaya. Stock ab ₹172-₹176 range mein trade kar raha hai.
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