Star Health Ka Naya Plan: FY27 Tak ₹24,000 Crore Premium Ka Target! Naye Products aur AI ka kamaal

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AuthorKavya Nair|Published at:
Star Health Ka Naya Plan: FY27 Tak ₹24,000 Crore Premium Ka Target! Naye Products aur AI ka kamaal
Overview

Star Health Insurance ka target hai ki FY27 tak **₹24,000 crore** ka premium collect karein. Agent network badha rahe hain, 'Value Plus' product launch kiya hai jo Tier 2, 3, 4 cities ke liye hai aur kam premium mein zyada coverage dega. AI se claims processing bhi tez ho rahi hai.

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Growth ka Super Plan!

Star Health Insurance ne FY27 tak ₹24,000 crore ka gross written premium target rakha hai, jo last year ke ₹20,400 crore se kaafi zyada hai. Is target ko achieve karne ke liye, company apna agent network badhaane par poora focus kar rahi hai. Unka plan hai ki current 850,000 agents ke alawa har saal 100,000 aur partners join karein. GST rates mein huye changes ke baad market mein demand badhi hai, jisse new business aur policy renewals mein bhi izafa hua hai.

Chote Shehron Ke Liye 'Value Plus' Sabse Best?

Is baar Star Health ne 'Value Plus' naam ka ek naya product launch kiya hai, jo khas taur par Tier 2, 3, aur 4 cities ke liye banaya gaya hai. Is product mein ₹7.5 lakh se lekar ₹25 lakh tak ka health coverage milega, aur iska premium, standard products ke comparison mein lagbhag 20% kam hoga. Aur haan, in cities mein 11,000 hospitals ka network bhi taiyaar kiya hai taaki sabko easily health insurance mil sake.

AI Se Claims Processing Mein Speed Aur Industry Ka Dard

Company AI ka istemaal karke apni operations ko aur behtar bana rahi hai. Abhi lagbhag 25% claims AI manage kar raha hai, jisse claims settlement tez ho raha hai, errors kam ho rahe hain aur fraud detection bhi improve ho raha hai. Last fiscal mein, company ne ₹12,000 crore ke claims pay kiye, aur claims ratio 69% ke aas-paas raha. Ye bhi kamaal ki baat hai ki 96% claims 3 ghante se bhi kam time mein settle ho jate hain.

Lekin, MD & CEO Anand Roy ne ek industry ki badi problem batayi: insurance companies aur healthcare providers ke beech power ka imbalance. Is wajah se kai baar claims ko lekar disputes ho jate hain. Unka kehna hai ki insurance sector kaafi regulated hai jabki healthcare industry utni regulated nahi hai. IRDAI aur CII ke saath milkar is issue ko solve karne ki koshish chal rahi hai.

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