Dekho, SBI ke liye ekdum zabardast khabar hai! 1st February 2026 ko inka market capitalization ₹10 Trillion ke paar chala gaya. Bhai, ye apne aap mein ek record hai, kyunki India mein kisi bhi public sector bank ne itna bada milestone pehle kabhi achieve nahi kiya tha. Is valuation se pata chalta hai ki bank ka performance kitna tagda raha hai. As of now, market cap ₹10.01 Trillion par hai.
Aur sirf record banana hi nahi, SBI ne 2026 mein ab tak toh sabko hara diya hai. Is saal ab tak inka stock 10.5% bhaga hai, jabki BSE Sensex toh 2.8% neeche gira hai. Pichhle 6 mahine mein toh alag hi level pe hai, stock 35.8% upar gaya hai! Compare karo HDFC Bank ko jo 7.5% gira, aur ICICI Bank jo 8.2% gira. SBI ekdum bhaiyaji level pe hai!
Bade players ki baat karein toh, Reliance Industries ka market cap ₹19.2 Trillion hai, Bharti Airtel ka ₹11.9 Trillion, TCS ka ₹11.3 Trillion, HDFC Bank ka ₹14.4 Trillion, aur ICICI Bank ka ₹9.8 Trillion. Iske comparison mein SBI ka ₹10 Trillion ka performance kamaal ka hai. SBI ka P/E ratio bhi lagbhag 12.5x ke aas paas hai.
Ab sawal ye hai ki ye growth aage bhi jaari rahegi? Toh suno, brokerage reports bahut positive hain. Analysts expect kar rahe hain ki Q3 FY26 mein SBI ka growth 13-14% ke aas paas rahega. Ye growth retail, agriculture aur MSME segments se aayegi, aur personal loans bhi badhenge.
Bank ki asset quality bhi ekdum mast hai. Gross NPAs sirf 1.73% hain, aur Net NPAs toh 0.42% hain. Provision Coverage Ratio 75.8% (ya 92.3% including specific accounts) hai. Ye sab dekh kar lagta hai ki credit costs 40-50 basis points ke beech hi rahega FY26-FY28 tak. Net Interest Margins (NIMs) bhi 3% se upar rehne ki ummeed hai Q4 FY26 mein.
Bank apni taraf se bhi bahut saare upgrades kar raha hai. Project SURL, Yono 2.0, talent aur technology mein investments chal rahe hain. Aur toh aur, SBI ne ₹25,000 Crore ka Qualified Institutional Placement bhi kiya hai. Future mein ye apni AMC aur General Insurance business ko list bhi kar sakte hain, jisse aur paisa banega.
Motilal Oswal aur DRChoksey jaisi firms bhi SBI ko lekar bullish hain. Sabka kehna hai ki bank ka growth outlook acha hai aur public sector banks bhi ab competitive ho rahi hain. Toh bhaiyo, SBI ka future bright lag raha hai!