Arre bhaiyo aur behno, SBI ke boss CS Setty ne ekdum clear kar diya hai ki aane wale time mein corporate credit growth mein ek zabardast tezi aane wali hai. Why? Kyunki Union Budget 2026 ne services aur manufacturing sectors ko full support diya hai. Unka kehna hai ki yeh focus lending ko aur bhi speed dega, aur jo pehle se corporate credit demand mein uptick dikh raha hai, woh aur badhega.
Par haan, market mein thoda shor sharaba hai. Budget mein government ne FY27 ke liye ₹17.2 trillion tak ka gross borrowing ka target rakha hai, jo market ki ₹16-16.5 trillion ki umeed se zyada hai. Is wajah se bond market thoda nervous ho gaya aur bond yields par pressure aane ka risk hai. Iska asar yeh hua ki PSU bank stocks jaise Bank of India, Bank of Baroda, aur Union Bank of India mein girawat dikhi. Yahan tak ki SBI ka stock bhi around 5.3% neeche gir gaya tha budget announce hone ke baad.
Lekin Setty sahab ne investors ko calm rehne ko bola hai. Unka kehna hai ki government bond buybacks aur Treasury bills adjustment se is borrowing ka impact manage kar sakti hai. Yaad hai na, pichhle saal ₹80,000 crore ka buyback hua tha? Woh sab cheezein consider karni padti hain.
Unhone budget ke fiscal assumptions ko bhi conservative bataya, matlab revenue targets shayad thode underestimate kiye gaye hain aur borrowing figures thode high lag sakte hain. Overall, unka mannna hai ki budget ke numbers aaram se manage ho jayenge.
Budget mein MSMEs ke liye bhi mast plan hain. ₹10,000 crore ka SME Growth Fund aur ₹2,000 crore ka Self-Reliant India Fund top-up aa raha hai. Yeh sab se chhote businesses ko support milega, jo ekdum naye enterprises start kar rahe hain.
SBI khud bhi India ke banking sector mein ek bada player hai. Their market share is around 22.55% for deposits and 19.06% for advances as of FY24. P/E ratio bhi around 12.09x chal raha hai aur market cap ₹9.94 trillion ke aas paas hai (as of Jan 31, 2026).