MobiKwik ka Profit Hit! Q4 FY26 mein ₹4.4 Cr Fayda, ₹54.7 Cr merchant growth pe!

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AuthorKavya Nair|Published at:
MobiKwik ka Profit Hit! Q4 FY26 mein ₹4.4 Cr Fayda, ₹54.7 Cr merchant growth pe!
Overview

Arre yaar, MobiKwik ke liye badi khushkhabri! Company ne Q4 FY26 mein **₹4.4 Crore** ka profit dikhaya hai, jo pichle saal ke losses se ek dum tagda comeback hai. Revenue bhi **8%** badh gaya.

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Toh bhaiyo aur behno, MobiKwik finally profit mein aa gaya hai! Q4 FY26 mein company ne ₹4.4 Crore ka profit after tax report kiya hai. Ye last year ke losses se ekdum U-turn hai, aur EBITDA mein bhi ₹74.2 Crore ka sudhar aaya hai. Pure FY26 ke liye, company ke core businesses ne ₹49.5 Crore ka positive EBITDA generate kiya hai. Pichle saal isi quarter mein ₹56 Crore ka loss tha, so imagine the turnaround!

Revenue ki baat karein toh Q4 mein yeh 8% badh kar ₹288.7 Crore ho gaya. Sabse acchi baat ye hai ki contribution profit double ho gaya, ₹135.1 Crore tak pahunch gaya. Isi wajah se full FY26 ke liye EBITDA loss bhi kam ho kar ₹5.2 Crore pe aa gaya (FY25 mein ₹79.4 Crore tha). Lekin company rukne wali nahi hai, inhone ₹54.7 Crore apne merchant payments business aur AI ko boost dene ke liye side rakh diye hain. Future growth ke liye yeh ek smart move hai.

MobiKwik ka payments GMV toh rocket ki tarah bhaga hai, 58% growth ke saath ₹52,400 Crore ho gaya Q4 mein. India ke top PPI wallet mein se ek ban gaye hain. UPI transactions mein bhi second fastest third-party app hain. Inka 'buy-now-pay-later' wala ZIP EMI bhi mast perform kar raha hai. FY27 ke liye plan hai ki merchant acquiring operations ko aur tez karein, NBFC capabilities badhayein, aur har jagah AI use karein. Par bhai, market bahut competitive hai. PhonePe, Razorpay, Pine Labs jaise bade players bhi yahan hain. Sab UPI growth ka fayda uthana chahte hain, par sabse alag dikhna mushkil ho raha hai.

Abhi toh MobiKwik profit mein aa gaya hai, par ₹54.7 Crore ka investment risky bhi hai. Merchant acquiring mein price war chal rahi hai jisse margins dab sakte hain. Aur upar se RBI ke naye naye rules aa rahe hain jo payments aur lending ko affect kar sakte hain. Jaise Paytm ke saath hua, regulatory changes kabhi bhi game badal sakte hain. Company ko profit maintain karte hue market share bhi badhani hai, ye ek bada challenge hai.

CEO Bipin Preet Singh ka kehna hai ki FY27 mein merchant acquiring aur NBFC operations par focus rahega. AI se products aur operations aur acche banenge. Goal ye hai ki core business ke saath saath naye ventures bhi grow karein, par profit kamaye bina nahi. Dekhte hain yeh plan kaise kaam karta hai.

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