Whalesbook
Pension Fund Regulatory and Development Authority (PFRDA) Indian government ke saath milkar Atal Pension Yojana (APY) mein max guaranteed monthly pension ko Rs 5,000 se upar le jaane par discussion kar raha hai. PFRDA Chairman S Ramann ne kaha ki agar pension badhai gayi toh government par long-term financial burden aa jayega. Isliye, koi bhi change dheere dheere hi hoga.
Financial Services Secretary M. Nagaraju ne bhi kaha ki government sabhi stakeholders aur APY members ke proposals ko consider karegi. Lekin Ramann ne policy changes ke long-term financial effects par zor diya, jiska matlab hai ki bade changes mein time lag sakta hai.
APY ek voluntary savings plan hai jo 60 saal ki umar ke baad Rs 1,000 se Rs 5,000 tak ki guaranteed monthly pension deta hai. Subscriber base is fiscal year mein 100 million cross hone ki umeed hai, jo 18% ka growth dikhata hai. Pichhle saal APY mein 89.6 million subscribers the.
Ek interesting trend ye hai ki 18-25 saal ke young log bhi is scheme mein shamil ho rahe hain, jo unke future planning ke liye achha sign hai.
Par sabse badi baat ye hai ki kaafi zyada APY members Rs 1,000 per month wali sabse kam guaranteed pension hi choose kar rahe hain. Nagaraju ne financial institutions ko encourage kiya hai ki woh members ko unke income badhne ke saath higher pension tiers choose karne mein help karein. Unhone Rs 1,000 ki monthly pension ke future sufficiency par bhi sawaal uthaya hai.