Indian banks ne milkar **25 OEMs** ke saath haath milaya hai taki AI ke zariye hone wale cyber attacks se bach sakein. Regulator ne bhi warn kiya tha ki third-party software aur AI-generated code mein security gaps hain. Ab banks network risks ko kam karne aur system ki security badhane par zor de rahe hain.
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Indian banks apni digital security ko super fast bana rahe hain. Ab woh 25 Original Equipment Manufacturers (OEMs) ke saath milkar AI-powered cyber threats ka saamna karne ki planning kar rahe hain. Banking regulator ne bhi is risk ko pehchaana hai aur kaha hai ki AI-enabled attacks financial system ke liye ek bada khatra ban sakte hain. \n\n### Ek saath milkar defense ko strong karna\n\nState Bank of India ki leadership mein ek working group ek naya security framework bana raha hai jisse banking sector ko protect kiya ja sake. Is group mein Reserve Bank of India, Ministry of Finance, National Payments Corporation of India, aur CERT-In ke officials bhi hain. Iska main goal lenders ko ek clear roadmap dena hai taki woh hidden vulnerabilities ko pehchan sakein aur Artificial Intelligence use karke security layers ko bypass karne wale sophisticated cyberattacks se apne systems ko bachayein.\n\n### Supply Chain aur Code ki vulnerabilities ko address karna\n\nBanks ke liye sabse badi chinta yeh hai ki woh third-party software, cloud providers, aur fintech partners par kitna depend karte hain. Financial institutions aksar licensed software use karti hain jisme open-source libraries ya AI-generated code embedded hota hai. Agar in components mein koi flaw nikla toh yeh ek badi problem ban sakti hai.\n\nYeh risk kuch waqt pehle hui Log4j vulnerability jaisa hai, jahan ek common code mein ek single flaw ne duniya bhar mein bahut saare systems ko affect kiya tha. Kyunki banks ke paas aksar third-party vendors dwara diye gaye code ki poori visibility nahi hoti hai, unhe ab apna network attack surface area kam karne ke liye kaha ja raha hai. Iska matlab hai ki banks ab defensive AI agents ka use karengi jo threats ko real-time mein monitor aur block karenge.\n\n### Banks ke liye aage ke steps\n\nAage chal kar, in security measures ki effectiveness regular assessments ke through check ki jayegi. Banks ko yeh prove karna hoga ki unke paas apne software mein risks ko pehchanne ke liye tools hain, isse pehle ki woh target banein. Investors ke liye, sabse important cheez yeh dekhna hoga ki cybersecurity aur infrastructure par yeh badhte kharche banks ke operating margins ko kaise affect karenge. Yeh long-term stability ke liye zaroori hone ke bawajood, advanced security frameworks implement karne aur third-party partnerships ko audit karne ka kharcha banking sector ke liye ek consistent expense bana rahega.