IIFL Finance Share Price: Q4 Results ne kiya kamaal! Profit 148% bhaga, par stock abhi bhi girawat mein?

BANKINGFINANCE

IIFL Finance Share Price: Q4 Results ne kiya kamaal! Profit **148%** bhaga, par stock abhi bhi girawat mein?

Overview

Yaar, IIFL Finance ke investors ke liye Q4 FY26 ka result toh ekdum jabardast aaya hai! Company ne profit mein **148%** ka zabardast jump dikhaya hai, aur AUM bhi **38%** badh gaya. Is khabar se stock **6%** tak upar bhaga tha.

Achanak Q4 mein itna bada jump kaise?

Dekho, IIFL Finance ne latest quarter (Q4 FY26) mein gazab ka perform kiya hai. Unka Profit After Tax ₹623.2 crore tak pahunch gaya hai, jo pichhle saal ke same quarter se 148% zyada hai. Aur kya? Unka Assets Under Management (AUM) bhi 38% badh kar ₹1,08,180 crore ho gaya hai. Stock price ₹473 tak pahunch gaya tha is wajah se, jabki Nifty50 1.18% neeche tha.

Results mein aur kya khaas hai?

Is quarter mein company ki quality bhi sudhri hai. Gross Non-Performing Assets (GNPAs) kam ho kar 1.5% ho gaye hain, jo pichhle quarter se 14 basis points kam hain. Net NPAs bhi 0.7% par aa gaye hain. Provision Coverage Ratio (PCR) 93% hai aur Capital Adequacy Ratio (CRAR) 25.3% hai, jo company ki financial stability dikhata hai.

Par stock kyun gira hua hai?

Itne acche results hone ke bawajood, stock saal ki shuruat se ab tak lagbhag 27% gir chuka hai, jabki Nifty50 sirf 7% gira hai. Yeh investors ke liye sochne wali baat hai.

Valuation aur Competitors ka kya scene hai?

IIFL Finance ka abhi ka P/E ratio (TTM) 11.4x ke aas-paas hai, aur FY27 ke liye yeh 8x tak ja sakta hai. Yeh numbers Bajaj Finance (34.8x P/E), Cholamandalam Investment (25.3x P/E) aur Shriram Finance (24.3x P/E) jaise bade NBFCs ke comparison mein kaafi attractive lagte hain. IIFL ka Return on Equity (ROE) 13.1% hai, jise Motilal Oswal ko lagta hai ki FY28 tak 18% ho jayega.

Aage kya expect karna chahiye?

Brokerages abhi bhi IIFL Finance par bullish hain. Motilal Oswal ne ₹600 ka target diya hai. Analysts ka average target ₹620 ke aas-paas hai, jo current price se 61% tak ka upside dikha raha hai. Company bhi AI aur co-lending par focus karke sustainable growth karne ki baat kar rahi hai.

Disclaimer:This content is for educational and informational purposes only and does not constitute investment, financial, or trading advice, nor a recommendation to buy or sell any securities. Readers should consult a SEBI-registered advisor before making investment decisions, as markets involve risk and past performance does not guarantee future results. The publisher and authors accept no liability for any losses. Some content may be AI-generated and may contain errors; accuracy and completeness are not guaranteed. Views expressed do not reflect the publication’s editorial stance.