Is quarter mein bank ne financial performance mein kamaal kar dikhaya. Net advances 16% year-on-year badh kar ₹2.53 lakh crore ho gaye hain. Overall total business bhi 14% upar chala gaya, jo March 31 tak ₹6 lakh crore ko paar kar gaya. Ye numbers dikha rahe hain ki bank competition mein bhi acchi credit demand puri kar paa raha hai.
Deposits ke side par, total deposits 12% badh kar ₹3.5 lakh crore ho gaye. Par, Current Account aur Savings Account (CASA) deposits mein growth thoda dheema raha, sirf 7% badh kar ₹1.54 lakh crore hue. Isse bank ke funding costs thoda badh sakti hain, haalanki term deposits ne overall liability mein contribution kiya hai.
Ab aate hain main issue par - government aur Life Insurance Corporation of India (LIC) ne IDBI Bank mein apna majority stake bechne ki koshish ki thi. Par, bidders ne utna interest nahi dikhaya jitna reserve price ke liye chahiye tha. Is wajah se, bank mein public float abhi bhi sirf 5.29% par hi hai.
Is situation ko handle karne ke liye, sources keh rahe hain ki government Offer-for-Sale (OFS) strategy ko consider kar sakti hai. Iska main aim hai ki public shareholding ko gradually badhaya jaye, market mein liquidity ko improve kiya jaye aur ek accha price discovery ho sake for future strategic sale. Yaad rahe, government ke paas 45.48% aur LIC ke paas 49.24% stake hai, toh isko bechne ke liye free float badhana bahut zaroori hai.