GIFT City: NRI Invest karne ka naya adda!
Gujarat International Finance Tec-City (GIFT City) ab NRI Investors ke liye ekdum perfect destination ban gaya hai. Pehle jahan Singapore, UAE aur Hong Kong jaise shehron mein paisa lagate the log, ab GIFT City un sabko peeche chhodne wala hai. Yahan ki special regulatory framework aur latest tax changes ne sabko attract kiya hai.
Tax mein chut, paisa safe!
Sabse bada point hai tax ka. Budget 2025 mein section 10(10D) mein jo change aaya hai, usse GIFT City se issue hone wali insurance policies par maturity par pura tax bach jayega. Pehle India mein policies par premium cap tha, par ab GIFT City mein woh limit hata di gayi hai. Matlb, foreign policies jaisa hi benefit yahan mil raha hai.
FEMA ka bhi full support!
Aur suno, GIFT City ke IFSC mein jo entities hain, unko FEMA ke hisab se 'non-resident' mana jata hai. Iska matlab NRI log freely invest kar sakte hain, paisa aasani se India ya bahar transfer kar sakte hain, bina kisi extra tension ya limit ke. Ye cheez Singapore aur Dubai jaise places se zyada convenient hai.
Competitors ki band bajne wali hai?
Singapore aur Dubai jaise established hubs ko GIFT City cost mein bhi hara raha hai. Yahan ka rent aur operating cost kaafi kam hai. Aur udhar foreign mein compliance rules tight ho rahe hain, jisse NRI log ab GIFT City ki taraf dekh rahe hain.
Kaun kaun hai GIFT City mein?
LIC, ICICI Prudential Life Insurance, HDFC International Life, aur aise hi kai bade players GIFT City mein active hain. LIC ki market cap around ₹5.14 Trillion hai, aur P/E ratio lagbhag 10.81 hai (April 2026 tak). ICICI Prudential Life Insurance ka market cap ₹75 Billion ke aas-paas hai, P/E 47.15 ke kareeb. Ye companies NRIs ke liye dollar-denominated products bhi launch kar rahi hain.
Future kya kehta hai?
NRI log ab sirf FD mein paisa nahi rakh rahe, woh stocks, mutual funds aur pension schemes mein bhi invest karna chahte hain. GIFT City mein mutual funds aur ETFs ko tax-neutral transfer karne ka option bhi aa raha hai April 2026 se. Poori duniya mein GIFT City top financial hubs mein upar aa raha hai.
Haan, Singapore aur Dubai ke paas abhi bhi bahut experience hai, par GIFT City ka cost, clarity, aur ease of doing business ise ekdum zabardast option bana raha hai NRI wealth management ke liye.
