Achanak se Share kyu bhaga?
Dekho bhaiyo, Equitas Small Finance Bank ka performance is quarter mein kaafi tagda raha hai. Bank ka Profit After Tax (PAT) lagbhag ₹900 million raha, jo pichhle saal ke muqable 36% zyada hai aur analysts ki umeedon se 27% behtar nikla!
Profitability aur Margin ka Dhamaka
Iske alawa, Net Interest Income (NII) bhi 10.1% QoQ badhkar ₹8.5 billion ho gaya. Aur is sab ka fayda margins ko bhi mila, jahan Net Interest Margins (NIMs) 6.72% par pahunch gaye, jo pichhle quarter se 43 basis points badhe hain. Bank ne apne cost of funds ko bhi kam karke 7.13% kar liya hai.
Brokerage Report: Full Support!
Yeh zabardast numbers dekh kar hi Motilal Oswal Securities ne bhi company par full bharosa jataya hai. Unhone stock par seedha 'BUY' rating di hai aur target price set kiya hai ₹80. Yeh target bank ki estimated 1.4 times Sept 2027 Adjusted Book Value (ABV) par based hai.
Asset Quality aur Future Outlook
Bank ne apne asset quality ko sambhalne ke liye ₹548.5 million ke NPA assets bhi proactively ek Asset Reconstruction Company (ARC) ko sell kar diye hain. Motilal Oswal ko FY27 tak Return on Assets (RoA) 1.0% aur Return on Equity (RoE) 10.5% milne ki umeed hai.
Stock Price Action aur Sector Trends
Filhaal yeh stock ₹68-71 ke range mein trade ho raha hai, aur uska 52-week range ₹50 se ₹73.40 raha hai. Sector mein bhi generally positive vibes hain, jaise AU Small Finance Bank aur Ujjivan Small Finance Bank ne bhi achhe results dikhaye hain. Par haan, kuch reports kehti hain ki Small Finance Banks ko asset quality ko lekar thoda sa savdhan rehna padega, lekin Equitas ka performance filhaal tooodh laga raha hai.