CSB Bank ne Q2 mein kamaal kar diya hai! Bank ka Net Profit **14%** badhkar **₹182.72 Crore** ho gaya hai, jiske peeche Interest Income mein **20%** ki badhotari aur kam provisions ka bada haath hai.
Q2 mein bank ka dumdaar performance
CSB Bank ne September quarter ke liye standalone net profit ₹182.72 Crore report kiya hai, jo pichle saal ke ₹160.33 Crore ke muqable 14% zyada hai. Bank ki asli taqat unki Net Interest Income mein dikhi, jo 20.4% badhkar ₹509.93 Crore pahunch gayi hai. Iska matlab saaf hai—bank ne apne loans par kaafi achi kamai ki hai.
Balance Sheet aur Growth
Bank ka business kaafi तेजी se expand ho raha hai. Total advances 22.1% badhkar ₹42,383 Crore ho gaye hain, aur deposits mein bhi 18.25% ka uchal dekha gaya hai, jo ₹46,889 Crore par pahunch gaye hain.
Loan quality hui behtar
Sabse achi baat yeh rahi ki provisions mein 52.7% ki heavy cutting ki gayi hai, jo ab sirf ₹30 Crore reh gaye hain. Yeh dikhata hai ki bank ka loan book kaafi healthy hai. Asset quality ki baat karein toh Gross NPA ghat kar 1.58% aur Net NPA 0.33% par aa gaya hai, jo pichle saal ke 0.52% se kaafi behtar hai. Net Interest Margin (NIM) 3.81% par stable bana hua hai.
Aage ka kya plan hai?
MD aur CEO Pralay Mondal ki leadership mein bank ab 'SBS2030' plan par focus kar raha hai, jiska maqsad bank ko ek mid-sized entity banana hai. Investors ki nazar ab is baat par hogi ki kya bank aane wale quarters mein apni growth aur asset quality ko isi tarah maintain kar pata hai.