Central Bank of India & HSBC AMC ka Hath Milana: Q3 mein Profit **31.7%** bhaga, par Interest Income thodi Fichi!

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AuthorRiya Kapoor|Published at:
Central Bank of India & HSBC AMC ka Hath Milana: Q3 mein Profit **31.7%** bhaga, par Interest Income thodi Fichi!
Overview

Central Bank of India ne HSBC Asset Management ke saath ek badi deal sign ki hai taaki customers ko aur acche investment options mil sakein. Isi beech bank ke Q3 results bhi aaye hain, jismein profit **31.7%** toh badh gaya hai, lekin Net Interest Income thodi kam hui hai. Achhi khabar yeh hai ki bank ki asset quality ab behtar ho gayi hai.

Arre bhaiyo, Central Bank of India aur HSBC Asset Management (India) ne ek strategic partnership ki hai. Is partnership se CBI ke customers ko HSBC ke mutual fund products milenge, matlab investment ke liye aur bhi zyada options available honge. Ye move dono companies ke liye business badhane aur customers ko zyada services dene ke liye bahut faydemand hai.

Ab jab partnership ki baat ho rahi hai, toh CBI ke Q3 results bhi aa gaye hain. Company ne ek mast 31.7% ka jump dikhaya hai Net Profit mein, jo pahunch gaya ₹1,263 Crore tak! Ye surge mostly 'other income' mein 57.5% ki tezi ki wajah se hua hai, jismein recoveries aur treasury gains shaamil hain.

Lekin ek taraf jahan profit bada, wahi dusri taraf bank ka core business, matlab Net Interest Income, thoda 1% neeche gir gaya hai, jo ₹3,503 Crore raha. Toh matlab, overall profit toh badha hai, par lending se hone wali income thodi kam hui hai.

Achhi baat yeh hai ki bank ki asset quality mein kaafi sudhar hua hai. Gross NPAs ab 2.7% ho gaye hain, jo pehle 3.01% the. Aur Net NPAs toh aur bhi kam hokar sirf 0.45% par aa gaye hain. Ye bank ke liye ek badi success hai, especially jab unhone Prompt Corrective Action (PCA) framework se bahar nikal kar 19 consecutive profitable quarters diye hain.

Aur haan, HSBC AMC bhi koi chhota naam nahi hai. December 2025 tak unka average AUM ₹1.39 lakh Crore tha. Woh India ko ek strong market mante hain aur future mein yahan aur growth ki umeed kar rahe hain.

Overall, Indian banking sector, khaas kar Public Sector Banks, ab kaafi mazboot dikh rahe hain. Asset quality sudhar rahi hai aur business growth bhi accha hai. Market bhi filhaal cautiously optimistic hai. Aisi partnerships banks ko aur customers tak pahunchne mein madad karengi.

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