Whalesbook
Sabhi bade Indian banks, jaise State Bank of India, ICICI Bank, HDFC Bank, aur Axis Bank, apne official websites ko naye '.bank.in' domain pe shift kar rahe hain. Yeh change Reserve Bank of India (RBI) dwara mandatory kiya gaya hai aur iska maqsad online security ko kaafi badhana aur customers ko fraudulent activities se protect karna hai. Banks ko yeh migration October 31, 2025 tak poori karne ke liye kaha gaya hai. Main maqsad phishing scams ko rokna hai, jahan fake websites asli bank portals jaisi dikhti hain taaki customer ki banking details chura sakein, jis se financial nuksan ho. '.bank.in' domain sirf RBI dwara verified entities ke liye hai, jis se fraudsters ke liye fake sites banana bahut mushkil ho jayega. Is se online banking fraud kam hone aur digital transactions mein customer ka trust badhne ki umeed hai. Ek recent RBI report FY25 ke liye batati hai ki bank fraud cases ki sankhya kam hui hai (34% kam), lekin total involved amount lagbhag teen guna badhkar ₹36,014 crore ho gaya hai. Yeh increase zyada tar purane, high-value cases ke reclassification ki wajah se hua. Private banks ne zyada cases report kiye, jabki public sector banks mein frauds mein involve value zyada thi. Yeh initiative India ke digital banking ecosystem ko surakshit rakhne, customer confidence badhane aur online fraud se hone wale financial nuksan ko kam karne ke liye bahut zaroori hai. Rating: 7/10
Difficult Terms:
Phishing: Ek tarah ka online scam jahan fraudsters asli companies ya individuals ka roop dhar kar logon ko sensitive information jaise usernames, passwords, credit card details, ya bank account numbers reveal karne ke liye fool banate hain, aksar fake websites ya emails ke through.
Cybersecurity: Systems, networks, aur programs ko digital attacks se bachane ka practice. Ye attacks aam taur par sensitive information access karne, change karne, ya destroy karne; users se paise vasool karne; ya normal business processes ko disturb karne ke liye kiye jaate hain.